| | Find a Notary in Sacramento, California | | Welcome to the Find a Notary signing agent archive for Sacramento, California, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 01/19/2012. | | |  | Find a Notary in Sacramento, CA Go Back to California Index | | | | | | INSTRUCTIONS: To view detailed profiles, click the Find a Notary tab and enter the ZIP Code of the profile you are interested in viewing. Click Search. Locate your notary in the search results. | | |
| | Search in ZIP Code: 95841 |  | I have over 6 years experience as a certified loan signing agent, serving the greater Sacramento area and surrounding towns. I am mobile,certified background screened, and available around the clock, as well as last minute. I have extensive experience with edocs, for refis, HELOCS, reverse mortgages, 1st and 2nds, purchases, sales, construction loans and timeshares. I have a current federal backround check |
| | | This profile was last updated on 12/18/2011 8:43:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes | | | Recent Notary Talk Threads Authored by this Notary: | | | funny story Posted by Donna LaBelle at 10/28/2011 3:31:00 PM | | I was at a signing where the husband was purchasing the house next door that had been foreclosed on. His intentions were to fix it and rent it out. The wife had nothing to do with it or the paperwork, but she insisted on sitting there nagging away at the guy telling him he was never going to get it fixed, he was never going to make his money on it, and on and on and on. I was trying to ignore her as was the husband and finally he turned to her and said "If you don't stop it, I'm going to move into the place". She actually shut up for the remainder of the signing. |
| | | | | Interesting article regarding reverse mortgages Posted by Donna LaBelle at 8/10/2011 2:51:00 PM | Reverse mortgage turns sour for heir Share
By Rick Daysog rdaysog@sacbee.com Published: Saturday, Aug. 6, 2011 - 12:00 am | Page 1A Last Modified: Monday, Aug. 8, 2011 - 9:41 am Like thousands of local homeowners in their golden years, Rosemary Chandler took out a reverse mortgage in 2005 to help pay her expenses and remain in the Elk Grove home that's been in her family since the 1940s.
The decision worked out fine during her lifetime. But since her death in January 2010, it has created a legal mess for her son, who now faces foreclosure and eviction from the family home.
On Wednesday, Robert Chandler, 66, filed a class-action lawsuit against Wells Fargo Bank in U.S. District Court in San Francisco, alleging that the San Francisco banking giant routinely violated federal rules on reverse mortgages, forcing the homes of deceased borrowers to go into foreclosure instead of allowing family members to purchase them from the bank.
"Wells Fargo insists on evicting family members from homes that will go unsold or unoccupied," said Michael Ng, a San Francisco-based attorney who is working with AARP to represent Robert Chandler. "Wells Fargo's actions are not just wrong, they are economically irrational."
Wells Fargo said it followed federal guidelines in its handling of Chandler's loan.
"First, it's important to acknowledge that this is a case in which the reverse mortgage worked well for Ms. Chandler, who remained in the home through the end of her life," said Teri Schrettenbrunner, senior vice president for Wells Fargo Home Mortgage.
A popular source of financing for senior citizens, reverse mortgage loans allow homeowners over age 62 to tap into the equity built up in their homes. Usually, the loans are repaid when the borrower dies or sells the home.
Wells Fargo was the nation's No. 1 reverse mortgage lender before it pulled out of the market in June.
The legal dispute centers on a federal rule that gives spouses or heirs the right to purchase properties at 95 percent of appraised value upon the death of the borrower.
Robert Chandler's suit, which also names Fannie Mae, alleges that Wells Fargo didn't inform him of his right to purchase the homes at the appraised value, but instead told him he had to pay off the much larger balance of his mother's reverse mortgage loan.
At the time of her death, Rosemary Chandler had a loan balance of about $338,000. Chandler's lawsuit estimates the Elk Grove home is worth about $194,000.
Robert Chandler offered to pay the lesser amount, but the bank rejected the offer, and in January began foreclosure proceedings again him.
Chandler also sued Fannie Mae, the quasi-government mortgage insurer, because it actually holds his mother's loan. Fannie Mae declined comment Friday, citing the pending litigation.
For now, Chandler remains in the home.
Jean Constantine-Davis, an AARP attorney, said the difference between the loan balance and appraisal value isn't absorbed by the bank but should be covered by the federal government under a policy included as a standard part of reverse mortgage agreements.
To get that coverage, reverse mortgage borrowers pay a 2 percent upfront fee and monthly premiums that amount to about 0.5 percent of the annual loan balance, she said.
The Chandler case highlights the real estate downturn's impact on the reverse mortgage lending business.
The once popular form of financing allowed thousands of senior citizens to realize the long-term appreciation of the value of their homes, providing much needed financing for land-rich, cash poor homeowners.
But the collapse of the local real estate market has created turmoil for that lending sector. With home values so low, lenders face the prospect of massive losses if they have to sell properties at current market prices.
During the past year, Wells Fargo, Bank of America and Financial Freedom, which combined for more than 35 percent of the market, stopped issuing new reverse mortgages, according to Reuters.
Loan volume, meanwhile, is down about 37 percent from its 2008 peak, Reuters said.
Citing figures from trade publication Reverse Mortgage Daily, Chandler's lawsuit noted that as many as 93,000 federally insured reverse mortgage loans, or roughly 17.2 percent of outstanding loans, are secured by homes worth less than the loan balance.
"The economic collapse has made it so much less attractive for the lenders," said Norma Garcia, senior attorney for the Consumers Union and co-author of a December 2010 report titled "Examining Faulty Foundations in Today's Reverse Mortgages."
Read more: http://www.sacbee.com/2011/08/06/3820539/reverse-mortgage-turns-sour-for.html#ixzz1UeoqfrdR |
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| | Search in ZIP Code: 95816 |  | Stoli3720 @aol.com
Secretary of State filings; notary public; experience with REO, HELOC, purchase, refinance and reverse mortgages.
Bonded and insured.
Providing professional, dependable mobile signing service for six years in Sacramento, Placer, Yolo, counties.
Laser, PCL6, dual tray printers and fax;
Same day signing service: Signing, notarize and return shipping.
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| | | This profile was last updated on 1/19/2012 4:10:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Recent Notary Talk Threads Authored by this Notary: | | | Brother HL-5370DW ink splotches - Did you find the solution? Posted by Stoli at 1/18/2012 9:11:00 AM | | Message #409195 |
| | | | | D&T SS, Santa Ana - Joey Le - Can't add to Signing Central Posted by Stoli at 1/11/2012 3:42:00 PM | | It would be nice to add Joey Lee to Signing Central. He has a long history of non-payment. |
| | | | | Superior Signing Service - Ladera Ranch, CA Posted by Stoli at 12/23/2011 5:54:00 PM | | Very prompt payment, and exceptionally pleasant to work with. |
| | | | | Southwestern Escrow, San Diego, CA Signed 12/10 - paid 12/21 n/m Posted by Stoli at 12/23/2011 5:49:00 PM | |
| | | | | Tiempo Escrow II - Laguna Niguel, CA - 75 days late pay n/m Posted by Stoli at 12/21/2011 2:11:00 PM | |
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| | Search in ZIP Code: 95817 |  | I am an exceptionally seasoned Notary Signing Agent with a background in technology and Real Estate investments. Commissioned and approved by the State of California with a Department of Justice and FBI background clearance. I have $500,000 of Error and Omission Insurance.
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My experiences include but are not limited to REOs, Short Sales, HELOCS, Refinances, Purchases, Loan Modifications, Structured Settlements, Inspections, eSignings (NYCB and Flagstar) and Reverse Mortgages. I pride myself to always be professional, dependable, courteous and detailed oriented, in addition to being very discreet.
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Counties serviced are Sacramento, Yolo, Placer, El Dorado, Solano, San Joaquin, and Sutter. These counties have zip codes that are within a 25 mile radius of our document shipping address. PLEASE CALL ME 24-7 for Loan Signings and/or General Notary Public assignments! LAST MINUTE assignments are welcomed. (916) 402-5881.
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| | | This profile was last updated on 1/18/2012 10:16:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes |
| | Search in ZIP Code: 95829 |  | Dyson's Mobile Notary Services is independently owned and operated by Certified Signing Agent, Jacqueline Dyson. I have completed over 1000 loans and cover the following counties: Sacramento,Yolo, Solano and San Joaquin. I will travel anywhere in Sacramento County. I provide professional and reliable mobile notary and document signing services to lenders, brokers, title companies, real estate companies, borrowers, and basic notary services. I focus 100% of my time operating as a signing agent for you. This enables you to focus 100% of your time originating, processing and funding more loan and escrow closings. I am experienced in all types of loans and I specialize in Reverse Mortgages. I am equipped with a laptop computer and pc card to accommodate E-signings and E-closings. Current member of the following Notary Professional Associations; NNA, GSNA, Notary-Services.com. Premier member, Notaryrotary.com. State Chapter UNAA Leader(unitednotaries.org). I am looking forward to assisting you in the close of your loan(s). Please review my website: www.sacramentonotary.net or email: Jacquelinedyson2@aol.com
Certified - Bonded - $100,000 E and O Insured - Background Screened
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| | | This profile was last updated on 12/21/2011 7:14:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes |
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| | Search in ZIP Code: 95825 |  | I have Loan Document experience with Westminster Title, Placer Title, Lawyer's Title, Fidelity National Title, Servicelink Title, and others. I am a bilingual Spanish English NNA certified Notary Signing Agent. Once you hire me I guarantee that I will review the loan docs. before presenting them to the borrower to make sure they have no errors and they are signed. I serve the greater Sacramento area and surrounding counties. I am also background screened, available daily until 9:00 p.m. I am always reachable since I have an iPhone. I am professional, dependable and accurate. Bonded and $100,000 EandO Insurance. I have done over 250 loan signings. I also do certified Spanish English translations of birth certificates, marriage certificates, death certificates, etc. I also offer Apostille Services.
Below are reviews from clients:
Asuncion is very efficient in what she does. I have used her for several of my loan signings and have had very good responses from her services. I would definitely recommend using her for your signing needs.
Deborah Cash on 8/18/2011 6:08:00 PM
Asuncion Ferrer has been the most efficient and the most pleasant notary our firm has worked with. Her attention to detail and knowledge, coupled with her warm demeanor make Asuncion our firm's first choice. Our clients are always pleased with her work and we trust her implicitly. Asuncion is an excellent notary and I recommend her services to everyone in need of a notary.
Sonya Aflleje on 8/11/2011 1:45:36 PM
I use this Asuncion often as my primary notary for the Sacramento area at work. She is great at what she does and my first pick for the area. She is great with the clients, and is always open for last minute signings. Definitely would recommend using this notary.
Jocelyn Sarmiento on 8/11/2011 12:30:28 PM
Ms. Ferrer did a loan signing for us last week. She was very courteous and was very knowledgeable as to what she had to do to make the signing fast and painless. We were very pleased with her service.
Minnie Thomas on 8/11/2011 2:20:24 AM
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| | | This profile was last updated on 12/26/2011 5:40:00 PM. | | | Has Laser Printer: Yes | | | Additional languages: Spanish |
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| | Search in ZIP Code: 95841 |  | - Available to notarize even one document. -------- My loan signing experience and types of loans covered are extensive. ---------- I enjoy the challenge of obtaining every initial, signature and date, seeing to it required sections of the paperwork are filled in, and working with the clients one-on-one. Getting my notarial certificates complete each and every time makes me happy.
* Your notary needs are carried out in a professional manner that represents you well.
* I keep you apprised concerning the status of the signing.
* And of course background screened by the FBI/Department of Justice and the National Notary Association -------- I operate in all of Sacramento County plus portions of El Dorado, Placer and Yolo Counties. -------- My fees are a range based on varying criteria. Give me a call and we can discuss the details. Let's get an appointment scheduled!
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| | | This profile was last updated on 1/19/2012 11:39:00 AM. | | | Has Laser Printer: Yes | | | Recent Notary Talk Threads Authored by this Notary: | | | SS: "Can you go out and do a signing for us tomorrow... Posted by Belinda/CA at 1/17/2012 12:22:00 PM | SS: "Can you go out and do a signing for us tomorrow at 5pm?"
Me: "Yes, I am available."
SS: "This will be for $45 then."
Me: "$45? What is it you are asking me to do for $45?"
SS: "It is basically a courier service. Can you do it?"
Me: "So, exactly what are you asking me to do."
SS: "Print and deliver one set of documents for us. No notarizations."
Me: "So, I am just supposed to print one set, drop them off at the borrower's door and leave?"
SS: "No, you'll need to have them sign the papers. It is a refi."
Me: "So, from what I gather I am supposed to print one set of docs, take to borrower, walk them through signing all the docs, no notarization, drop at FedEx. Is this right?"
SS: "Yes."
Me: "I can do it for $___." (Work-time traffic, print, time with borrowers signing, work-time traffic to FedEx and back to office = 2 - 2.5 hours [does not equal $45.])
SS: "I'll call you back if I can get that approved."
Same job we do all day long but with no notarizations and print one set does not knock off that much money.
This was a good reputable company too! |
| | | | | UPS and FedEx Posted by Belinda/CA at 12/22/2011 10:16:00 AM | UPS delivery... http://www.youtube.com/watch?v=sgAq_KnDIPc Ok, I'll send it FedEx... http://www.youtube.com/watch?v=P2gTmI4-1OY |
| | | | | Honestly, what are the odds this could actually happen to a Posted by Belinda/CA at 12/9/2011 11:18:00 PM | Honestly, what are the odds this could actually happen to a Notary? 1. I had a signing scheduled for 3pm today. It is in a town about 35 minutes from here, Lincoln, CA. 2. I get a random call from a man who is in Sacramento on business and he has some seller docs he has to get signed today. Then he'll Fedex them to his wife back in Pennsylvania to sign. Then he flies out in the morning. He's at the airport hotel right then. I meet him at Starbucks. 3. While looking over his papers I see a familiar name as the buyer! I reach into my briefcase and pull out the docs for my 3pm signing and low and behold it is the name on his docs as buyer. I ask him for the property address and it matched up. A property in UT. What are the odds!? How many Notaries could have been assigned to the buyer? How many Notaries could this guy have called off of Google to sign his seller docs? He is passing through Sacramento from PA on business and calls a Notary in Sacramento who happens to be signing his buyers docs in 2 hours in Lincoln. We could believe it! He didn't even know Lincoln was anywhere near here. The odds are astronomical if you ask me. It is not like this is a small town with two Notaries to call. I am amazed. |
| | | | | Asked borrower if they had a driver license for ID and Posted by Belinda/CA at 11/7/2011 10:38:00 PM | the borrower proceeds to tell me he is 84 and only has sight in one eye and can only hear in one ear. He says it is okay for him to drive because he takes along his wife. He adds, "She is totally blind, but between the two of us we get where we are going because we have one fairly good eye."
No, I did not ask how in the world she assists in the driving. She probably steers for him.
Be vigilant out there on the roads fellow Notaries! |
| | | | | E&O Okay, exactly what do you think is covered by Posted by Belinda/CA at 9/27/2011 7:02:00 PM | the E&O most of us carry?
I called the NNA and a few other places and it sounds like it doesn't cover hardly anything. Most errors and omissions fall under negligence and are not covered. NNA would not be specific. (Please don't go into how no-good NNA is. Let's keep it to E&O.)
I believe it was the NNA that told me leaving off the venue or getting it wrong is negligence. You'd think that was an error or omission. My insurance company says it covers anything and everything but would not be specific either.
E&O coverage has nothing to do with loan signings. It only covers notarial certificate errors and omission. Some of you may need to let that sink in.
There is only so much we can do wrong to a certificate. 1. Leave off the state or county. 2. Get the state of country wrong. 3. Leave off a date or get it wrong. 4. Leave off our name (where applicable) or get it wrong. Ha 5. Leave off the client's name or get it wrong. 6. Forget to hash mark he/she/their/s/ies, etc or do it wrong. 7. Forget to sign or do it wrong. 8. Forget to seal. (Or make a mess of it and not restamp and initial/date, or it is rejected for some reason by a recorder.)
I'd like a list of what is covered and what is not.
I would like to be wrong about this. |
| | | | | Ever work for D & T Signing Services? Just got a call & not Posted by Belinda/CA at 9/22/2011 12:16:00 PM | D & T Signing Services 1925 W. Pendleton Ave. Santa Ana, CA 92704 |
| | | | | Requirement of SS... I'll pass on this one Posted by Belinda/CA at 9/8/2011 3:26:00 PM | Why does a signing company want to check my credit? Are they crazy! Well, here it is, "I authorize XXX, to conduct... criminal checks, consumer report investigations and to obtain other information relating to my character, general reputation and credit." The form says the Social Security Number is mandatory. I see on Signing Central a lot of you work for this company. Did you give out this information? I'll pass on this one. |
| | | | | Appt with blind borrower in a few days Posted by Belinda/CA at 8/20/2011 9:48:00 PM | | Howdy all. I have an appointment for loan docs and the borrower is blind. I don't have any concerns, but I do want to ask the gang if you know of any speed bumps that may come up so I can be fully aware. I asked her if someone had read the docs to her or if someone will be there to read for her and she it would be her and myself. She said she owns investment properties and knows the docs pretty well. She said I just need to read her the headings on the paperwork and show her where to sign. Any advice? |
| | | | | National Notary Solutions (?) Posted by Belinda/CA at 7/27/2011 4:21:00 PM | Anything recent on this place? They emailed me a confirmation with borrower info. Got postponed. Spoke with Mario and he said it would be the next day, yesterday. Now they will not answer my email or my call. Office number listed below is no longer in service.
Why am I writing this? Well, I want to cut them some slack in case they are legit. Also want to find out if they are worth working for. Only could find 2007 posts on here about them. If they are flakes I want to put them in my phone as a NO NO Work For.
Mario Batson National Notary Solutions
10097 Hidden Village Rd. Garden Grove, CA 92840
Ph:714*925*2683 Office: 866*378*8820
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| | Search in ZIP Code: 95864 |  | Certified and experienced signing agent and have been a realtor for 20 years and worked in loan servicing and secondary marketing for a major SandL. Available 24/7. Member NNA, NSA, background checked. |
| | | This profile was last updated on 12/22/2011 10:00:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95835 |  | 500+ Loan Doc Signings
NNA Member
Certified Notary Signing Agent |
| | | This profile was last updated on 1/11/2012 6:20:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95828 |  | *** REDUCED NOTARY FEES OFFERED IN THE MONTHS OF OCTOBER-DECEMBER.HAVE 2 OR MORE DOCUMENTS TO BE SIGNED? PLEASE CALL FOR FEE SCHEDULE. I have been a mobile notary public since 2004, and a notary signing agent since 2005. I offer notary services primarily in Elk Grove and Sacramento with the following zip code locations: 95758.95757,95624,95828,95829 and 95823. I offer weekend and evening signings as this is a part time occupation. I would like to have sufficient time to review the documents and print if they are e-docs. I am available Monday-Friday between 5:45pm -8:00pm, and weekends open availability. I will ensure all documents are properly signed/notarized and returned per the instructions provided. Please call or email me for an appointment, I look forward to earning your trust and business. |
| | | This profile was last updated on 10/19/2011 11:25:00 AM. | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95819 |  | Serving the Sacramento region, I am an experienced certified notary with more than 6 years in the business and 700 plus signings who offers prompt, courteous, and professional notarial services to all my clients. I also am a NNA certified Loan Signing Agent with a current background clearance and have current E and O insurance. |
| | | This profile was last updated on 11/9/2011 2:14:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95834 |  | Mobile Notary/ Certified Signing Agent. Serving Sacramento, Yolo, Placer, El Dorado and San Joaquin counties. I'm ready and willing to provide quality services when it's convenient for you. |
| | | This profile was last updated on 8/22/2011 9:58:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95832 |  | I offer convenient mobile notary services and certified signing agent services as well as fingerprinting services anywhere in Sacramento, Yuba, Placer, Yolo, and Solano Counties. I am bonded and and carry $100,000 EandO Insurance, certified through NNA and ASN. I am very detail oriented, and strive to give the best service possible. Please don't hesitate to give me a call.
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| | | This profile was last updated on 1/7/2012 11:25:00 AM. | | | 24 Hr Service: Yes | | | Does Fingerprinting: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95866 |  | Buyer/Seller Package, Refiance, FHA/VA, Investment Properties, Loan Modification, Reverse Mortgage, HELOC, Settlement/Annuity Agreement |
| | | This profile was last updated on 12/19/2011 3:17:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95831 |  | CA Notary Public and Loan Signing Agent. Deeds, Death Certificates for Life Insurance companies, Financial Services Documents, Power of Attorney, Employment Documents, Living Trust Documents, Medical Forms, and more. |
| | | This profile was last updated on 8/21/2011 3:42:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95838 |  | Greater Sacramento Area-7 Days a Week Professional and reliable Mobile Notary and Document Signing Services. I will travel to your home or office, hospitals, detention centers and jails. Lenders, brokers, title companies. Commissioned since 1998. Bonded, E and O $100K, Certified Notary Signing Agent, NNA Trusted Enrollment Agent, GLBA compliant. |
| | | This profile was last updated on 1/17/2012 3:48:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes |
| | Search in ZIP Code: 95827 |  | I am a Mobile Notary and a Loan Signing Agent and I will get the job done! I also have the best laser dual ( 2 ) drawer printer that is ready to go. I Specialize in Mobile Loan Document signing but will do any document that needs notarizing. Please visit my website at www.finelinenotary.vpweb.com |
| | | This profile was last updated on 9/2/2011 11:24:00 AM. | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95815 |  | I do regular wet signings and esignings |
| | | This profile was last updated on 9/6/2011 5:44:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95831 |  | I offer safe, secure, reliable notary services for individuals, as well as tilte and escrow companies. I make sure that the customer is the most important person that I work with. |
| | | This profile was last updated on 8/30/2011 9:00:00 PM. | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95835 |  | Over 15 years of experience of signings including loans, purchases, sales and reverse mortgage documents. I have worked with many title companies as well as a number of national notary companies. I am background screened and recognized for my reliability and attention to details when doing the signings. |
| | | This profile was last updated on 1/6/2012. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95833 |  | I am reliable, punctual, experienced certified loan agent, mobile, EandO Insurance |
| | | This profile was last updated on 12/13/2011 2:53:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95833 |  | I am reliable, on time and flexible. |
| | | This profile was last updated on 8/17/2011 2:23:00 PM. |
| | Search in ZIP Code: 95817 |  | I handle all document signings with efficient and professional service. I specialize in evening and weekend loan signings. Serving Sacramento, Yolo, Placer and El Dorado counties. |
| | | This profile was last updated on 10/13/2011 2:56:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 95824 |  | Professional mortgage loan signer with over 10+ years of experience in both the mortgage and Real Estate industry. Bilingual : Vietnamese |
| | | This profile was last updated on 8/27/2011 7:47:00 PM. | | | Has Laser Printer: Yes | | | Additional languages: Vietnamese |
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