| Search in ZIP Code: 62258 |
 |  I have extensive experience in Re-fi, Heloc, 1st and 2nd, Purchases and Reverse Mortgages. I am professional, dependable and reliable. I treat all clients with the utmost respect. I have closed over 750 loans and I have all updated equipment for perfect e-docs. Available 24/7. E-mail ljuenger@charter.net |
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| | This profile was last updated on 11/20/2007 8:05:00 AM. |
| | 24 Hr Service: Yes |
| | Has Laser Printer: Yes |
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Recent Notary Talk Threads Authored by this Notary: |
| | LIA - Finally got paid after threatening to call borrower
Posted by Linda Juenger at 12/18/2007 3:10:00 PM | | because the borrower is an attorney. Check received in 3 days after leaving them that message. Also, check is dated 11/19 and received it 12/18 for a 10/6 closing. |
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| | Docuserve Question -
Posted by Linda Juenger at 12/17/2007 11:06:00 PM | Got my first call from them today. I was on the road and couldn't search till just now. I'm seeing mixed reviews, but not everyone has the same experience. I was ready to give them a try until I went to their website to retrieve the confirmation. You have to "agree" to their stated terms before it lets you go any further.
I cannot agree to their no-sign fees. $30 and $40 for e-docs if it doesn't close. I guess the question is - what are their pkgs like and has anyone had several that didn't close? I will accept 1/2 fee for my normal bread and butter companies because I know that no-signs are few and far between. But to accept anything lower than 1/2 is, IMO, asking a bit much of us. Can anyone shed some light on them for me? Thanks |
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| | EOM - Be careful. Could potentially enter 3 different years
Posted by LJ at 12/13/2007 9:35:00 PM | | in 1 loan pkg. Recission date for signing on 12/28/07 will end on 1/2/2008. And, if your commission expires in 2009 or later, we're entering yet another year on docs. But, the professionals we all are, this won't be a problem for us to stay focused. We just need to not sip the eggnog before heading out to a closing. lol |
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| | FYI- SS# on Payroll Checks
Posted by Linda Juenger at 12/12/2007 11:10:00 AM | Just got an e-mail from Quickbooks stating that some states have enacted where it is illegal to put employees Social Securty # on paychecks. These states are Maryland, Arizona, California, Michigan and Oklahoma. Texas is in the process of enacting this also.
I realize we don't have payroll taxes taken out of our checks and are not listed as "employees" of the companies we work with, but our spouses or other jobs may issue payroll checks with this info on them. It is illegal to do this anymore and another measure to prevent ID theft and fraud. |
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| | General Closing Instructions and Specific Closing Instruct
Posted by LJ at 12/7/2007 6:20:00 PM | in closing pkg both have my name typed below the Settlement Agent line for me to sign. I don't think so. The General Closing Instructions talks about Execution of Documents and Recission. This I can understand and agree with. Then it states about Surveys and Hazard Ins. This I do not agree with. Can and will not sign.
The Specific Closing Instructions states loan terms, payoff requirements, title ins requirements and escrow. I can not and will not sign this.
Anyone else seeing this? A first for me. Sorry if this has been discussed before.
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| | Ticks me off
Posted by Linda Juenger at 12/7/2007 2:09:00 PM | We're supposed to be professional at all times, right???? I get a handwritten confirmation that I cannot read the borrowers last name. When I called the borrower to confirm, I apologized profusley (sp) that I cannot read her last name and call her Mrs. xx. I had to call her by her first name. I'm also to call the LO after the closing to give him an update and I can't read his number either. This confirmation is so very sloppy, I almost called and declined it just because of that.
Just ticks me off that we're supposed to be neat, accurate, punctual, don't make a mistake, kiss my b*** and I get something like this.
Just venting. Thanks
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| | Land Am still at it. $40 signing $20 e-docs. An insult. n/m
Posted by Linda Juenger at 12/5/2007 12:26:00 PM | |
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| | The Closing Group - Louisville, KY
Posted by Linda Juenger at 11/27/2007 10:40:00 AM | Search only has info on a company in FL. They are not listed in Signing Central.
Anything, anyone??? |
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| | Reverse Mortgage Question regarding Exhibit A
Posted by LJ at 11/25/2007 3:16:00 PM | Had my first RM that didn't close. This was due to the legal description of the property. This particular gentleman wanted the RM on his home and 10 acres surrounding it. The Exhibit A read the 10 acres PLUS his 42 acres of farmground. He does not want a lien placed on the farmground. The appraisal was done on only the 10 acres and this is what the loan was based on.
My thoughts on this are: The 10 acres plus the 42 acres are recorded as 52 acres at the court house. In order for him to do this the way he wants, these acres need to be recorded separately. Is this correct?
He was very upset and refused to go any further. |
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| | I found this on Craigslist. Interesting
Posted by Linda Juenger at 11/24/2007 10:44:00 PM | Curious Mentalism called "Truth under Oath" Service
I'm not sure the service fully works. This is not a joke, and completely legal - if fact, this is for a patent affecting the legal system, and to help prove another patent. Please help me, and I'll reward you.
Have you ever seen the Amazing Kreskin? http://www.amazingkreskin.com He's a mentallist. He has DVDs out there. Study him if you wish. Through the power of suggestion, he can prevent a person from raising a subjects arm, or prevent him from speaking. So I was studying his philosophy, and through the same methodology, through power of suggestion, I prevent people from lying under oath now. And it's global, wherever oath is administered. I call it the Truth under Oath service, designed to provide the truth for those who need it. What I'm alleging is that perjury is now obsolete. I believe now that people cannot lie under oath because of me, but there are conditions that affect how it works. So I'm hoping to find Notaries who will help me do the research. Email me if you are one. And hopefully, you can help me for free or cheap. If not, I am offering a reward.
The challenge is to sign the document below, by a notary public. In other words, beat the service. Get any/all signatures. My service is that I will prevent you from notarizing the questions below. Get them signed, and you win. The first 2 are a trick of the mind designed to set up the remaining questions. The 3rd, questions whether perjury is possible. The 4th, try to lie to prove the 3rd question true. Get it. You should be able to sign all the questions, but I'm going to prevent you from doing it. Get any signed, and you win.
If you are a notary public, get somebody to sign it in front of you, and you notarize it, then you win. Try it on a friend, husband, wife, customer, workmate, etc. - somebody over 18. Get them to sign it with your notarization, for any/all the tests, per the instructions, and you win.
If you can do it, I'll give you $250 per signature. Email me when you've notarized any signature, send me a scan of the notarization (example), and I'll send you a check. I just need one of each from you. Please don't be freaked out when you see the service work. Thank you for your help.
Also, check the link occasionally as I'll be changing or adding questions to poll.
If you are a notary and don't want this special ability to provide the truth, I'm not sure why not, and I will consider creating a remedy, but first I need some feedback to understand why not. Email me.
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First, the subject is told he can keep the document he's about to sign so he can discard it (burn it).
The experiment first asks a person to sign before a notary public the following,
I swear under oath
I cannot fly like Superman
___________________
But the subject doesn't sign it because he can't.
The subject is then asked to sign the following before a notary public,
I swear under oath
I do not know everything.
___________________
But the subject doesn't sign it because he can't.
The subject is then asked to sign the following before a notary public,
I swear under oath
Anyone can lie under oath if they want to. In other words, perjury is possible.
___________________
But the subject doesn't sign it because he can't.
The subject is then asked to sign the following lie (or make up your own) before a notary public, to prove the previous statement true.
I swear under oath
My name is John Doe and I am 8'0" tall.
___________________
But the subject doesn't sign it because he can't.
This works via mentalism and the power of suggestion.
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| | Alice - Above & Beyond Closings
Posted by LJ at 11/23/2007 12:12:00 PM | | Just received an e-mail from her as some you most likely did also. She broke both of her arms last week playing with her children. She is unable to write or sign anything. What a horrible thing to happen to her. She doesn't elaborate on how this happened. I wish her the best and send my prayers to her and her family. |
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| | Has anyone FedEx'd, UPS'd an invoice daily to a company that
Posted by LJ at 11/20/2007 3:03:00 PM | | owes you or refused to pay? I read this somewhere and can't find it in search. We use their acct # and keep shipping everyday till they pay. Costs them tons in shipping. If we lose, so are they. I'm going to give it a shot. |
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| | Land Options
Posted by LJ at 11/20/2007 9:24:00 AM | | I've faxed my invoice 3 times, called 3 times and no response. I'm owed from July. Never, ever again. |
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| | Great Lakes Notary
Posted by LJ at 11/15/2007 1:43:00 PM | | Last posts were from March. Anything newer than that? Thanks |
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| | Has anyone read this article? Interesting
Posted by LJ at 11/15/2007 9:30:00 AM | http://www.tampabays10.com/news/local/ article.aspx?storyid=67282
Sorry, I can't figure out how to do it where you can just click on the above link and it takes you there. What am I doing wrong? I copied and pasted the address to here.
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| | Why do borrowers do this to themselves
Posted by LJ at 11/10/2007 9:25:00 AM | We signed in a hospital lobby. People, kids running, screaming everywhere. They bring their own 2 little ones which are 1 1/2 & 4. They are constantly running and chasing them everywhere. The 4yr old kept running to the automatic door and running outside.
There is no way these borrowers took 1 word in that I said or showed them. Thankfully they didn't have any questions and the loan seemed to be fine. I was very patient with the situation although it took forever. I started out filling in all my notary stuff and towards the end, I just flipped the pages and finsished my stuff at home. Don't like to do that, but this situation warranted it. Too many distractions for everyone.
I wish the borrowers would please get a babysitter to do the one of the most important transactions in their lives. I'm not usually a complainer as I have closed many a loan in odd situations and places, but this one was a little ridiculous. Just venting. Thanks |
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| | Citicorp CEO rumored to resign.
Posted by LJ at 11/1/2007 2:59:00 PM | Financials are down 5% across board. Worst day in 5 years.
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| | Question & What do you do?
Posted by LJ at 10/28/2007 2:59:00 PM | | Did a closing Friday evening. At the end of the signing, the borrower tells me he is probably going to cancel this loan in the RTC period. I told the borrower that the RTC are in his copy pkg. Does anyone here pass this info on to whoever hired you, or do you not say anything? When I called in after the signing, I did not say anything to the TC that it may and probably will rescind. Is this the correct thing to do and is it our place to do so? Just wondering what others have done. |
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| | Patriot Title MD
Posted by LJ at 10/25/2007 12:08:00 PM | | FYI - They are scheduling their own closings as of a month ago. Not using a SS anymore. |
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| | Swiftview - LandAm - Any updates? Is it safe yet?
Posted by LJ at 10/18/2007 5:35:00 PM | | Is is safe to download it yet? I know several were having problems. Just got the e-mail from LandAm. Don't want to touch it yet, till I hear that its ok. I'm not too techy and scared to do it. |
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| | I am closing a loan tomorrow that Alice and Chris Montana
Posted by LJ at 10/16/2007 9:38:00 PM | | were talking about and was such a hot topic. Docs are the same except an Accelerated Agreement and a Direct Depost agreement. Couldn't believe it when I was called to do one. I never heard of them before and now I hear of it twice in a couple days. Weird. I'll let you know how it goes. I'm intrigued by it now that I am closing one and eager to learn more. I'm not interested in doing it due to we only have a couple years left on our mortgage. We're too late for sure. |
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| | Update on SE Equity Title Greenville, OH
Posted by LJ at 10/9/2007 2:59:00 PM | | FINALLY received check today. 82 days. Check is dated 9/20 and received 10/9. Pitiful. |
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| | Date Stamps
Posted by LJ at 10/6/2007 1:49:00 PM | I have been requested twice in the last week NOT to have the borrowers date ANYTHING, not 1 thing. They will use a date stamp when they get it back. I have also had one this week that already had the date stamped on every document (except my notary part of course). Having the date already done is nice for the borrowers.
I don't have a problem with the docs already date stamped for our signing date, but not having the borrowers date anything at all and leave all dates blank while at the table is a bit risky I would think. Have others had this and what do you do? I personally wouldn't like to sign anything that someone else could put any date on it they wish, whenever they wish.
I had a borrower "overwrite" on a date one time and had to go back to get it re-signed and re-dated. I also have companies that tell me "please don't miss any dates".
Conflicting to say the least. |
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| | SE Equity Title - Greenville OH
Posted by LJ at 10/5/2007 7:45:00 PM | | Just letting everyone know that I am on day 78 waiting for payment. I keep faxing my invoice and they faxed it back to me on Monday saying the check was in the mail. Today is Friday and have not received it. Maybe Sat????? |
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| | SE Equity Title Greenville, OH
Posted by LJ at 10/1/2007 4:19:00 PM | | Extremely slow pay company. I have done 2 for them and 1 took 65 days for payment. I am still waiting on payment that is now 73 days. Be cautious. Unless I'm on the HUD, I will not take anymore from them. Ridiculous for a Title co. |
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| | Reliable Closings FL
Posted by LJ at 9/28/2007 12:44:00 PM | | 1 posting from Becca in July. Anyone else have payment issues with them? |
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| | Equititle - NJ ?? Not Equity Nothing in search. n/m
Posted by LJ at 9/20/2007 10:20:00 PM | |
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| | SE Equity Title - Indiana
Posted by LJ at 9/17/2007 10:18:00 AM | | Search has nothing. Having trouble getting paid from June and July. They called me for a W-9 late July and I faxed it. I have called, faxed invoice 3 times. Anyone else?? Thanks |
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| | Borrowers does not have D/L - driving on a ticket- but has
Posted by LJ at 9/13/2007 6:39:00 PM | a photo ID from VA hospital. I am assuming this is a government issued ID. One would have to be in the militiary to have this form of ID, right?. Am I correct in assuming that this is ok. E-mailed title to be sure this is acceptable. IL state law states proper id should include a photograph and signature. This VA ID has this so I'm sure it will be ok.
Has anyone ever run across this before? Has anyone else accepted a VA ID? |
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| | Borrower copy pkg
Posted by LJ at 9/12/2007 7:22:00 AM | | Does anyone Not print the 23 pages of closing instructions that is in CW pkgs for the borrower? Does the borrower really need this? I have always printed them but considering not doing this anymore. 23 pages is 23 pages of savings. Looking for opinions. |
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