| Find a Notary in Shawnee, Kansas | | Welcome to the Find a Notary signing agent archive for Shawnee, Kansas, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/19/2007. | | |  | Find a Notary in Shawnee, KS
Go Back to Kansas Index | | | County list: according to our records, Shawnee is in or near the following county(ies):
Johnson, Douglas, Franklin, Leavenworth, Miami, Wyandotte | | | | INSTRUCTIONS: To view detailed profiles, click the Find a Notary tab and enter the ZIP Code of the profile you are interested in viewing. Click Search. Locate your notary in the search results. | | |
 | Search in ZIP Code: 66226 |  |  I am a certified NSA by 123notary.com and NNA and have been background screened by NNA. I have over thirty years of finance experience and carry $100,000 E and O coverage and have completed over 297 signings. Checks are payable to my employer, AEBS, Inc. Thank you for looking! |
| | | This profile was last updated on 11/1/2007 12:27:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | |
Recent Notary Talk Threads Authored by this Notary: | | | Cipa proposal and more - long
Posted by Vince/KS at 11/29/2007 10:48:00 PM | This is concerning the proposal and ideas expressed by Diane Cipa or in comments made by others concerning this topic. It looks like Diane may be trying to steer this ship on her own in her own direction. But we need to reflect on the actuality of what is and has historically taken place as many alternatives exist and nearly all are currently working - although some fine tuning occasionally may be needed. The proposal as presented seems to focus on only one part of this process and with what some believe could be a dangerous zeal. Instead, we need to consider that there are various ways that the “NSA” fits into the home mortgage industry.
This process may be explained (over simplification) as follows: a borrower decides they need to finance or refinance a home loan. They would typically be talking with either a bank or a broker about the need for this. So, we start simply by defining the major decision makers. The banks and or broker works out what MAY be the best deal that the BORROWER PERCEIVES is available to him/her (the cost based upon what the bank has estimated the total expense of the loan to be). Once the borrower decides they have the loan and lender they want, they then give a nod to proceed. They do not normally say, “I want _________ ” as a title company, nor do they say they want a particular person to close the loan.
One of the two decision makers instead influence the remainder of the process. Both the bank hiring the title company and the broker want the job to be done correctly (most even if it means losing the loan if it is not done correctly). A person in the position of trust determines how the next part of the process proceeds. Typically, that person works at a title company that likely has the most to lose if the actual signing is not done correctly. If the title company representative or bank loan officer has a good relationship with the broker, they will likely be interested in the brokers opinion. But, because they have much to lose, they go with persons they can trust to do the job right or whom to blame if the job was not done correctly (broker or not). Some of the title companies apparently have less interest in this “position of trust” as they are hiring the remaining persons in this process on a bid basis. The ones actually performing these signing jobs on a absolute low bid basis tend to churn back out of the business as low prices cannot be sustained forever and those same prices may leave a lot of persons holding a very empty bag of fluff and receipts payable. Further digressing, if enough trust exists or enough financial incentive may be held out to the borrower, a TC may be able to get a poa signed and proceed with a small dollar cost closing that they feel will be done right. If the borrower is not as trusting, or if the company has been accused of serving its own needs first too often with the poa, they may be searching for outside service at a reasonable cost.
Notaries Public that do a good job for the borrowers and the title companies day in and day out are hard to find. If the TC has enough presence in an area, they may have in-house people to do the job. However, independent contractors have an awfully strong attraction (no ongoing salaries during slack periods, benefits, workers comp, etc). The independent contractor is especially important if the TC is physically not located in a given area and they need someone they may trust to do the job well. If a persons presenting the documents for signature is breaking any common sense rules, the TC is going to hear about it. If they are not doing the job correctly, they will not be hired by the bank again or may be facing appropriate legal action.
So, if the title company and/or broker has a trusting relationship with a person that may assist with the borrower’s execution of the documents, they are likely to use them. If they trust a signing company to carefully screen personnel, they may use them - especially if they have been satisfied with the value of the services provided. If they are primarily concerned in obtaining the lowest possible cost for the service, they may infrequently get more than they are paying for - if they are lucky in the draw.
It is great Diane’s company has found enough title companies and other decision makers to keep her hopefully well trained staff so busy and that she is able to provide all of the things she has said that she provides for them (the cars and other benefits). But, that is only one model that works in that location. Some of the TC’s may find a Notary working on his/her own that will charge less for quality work and make the TC more competitive in the process. If not, they may go to a signing service that they have had the good fortune to trust. The newbie notary that charges $50 in that area may be doing it for fun, may have an employer covering his/her expenses or may be simply be trying to break into the business and eventually will compete with you head on. However, most of these new persons will fail miserably and fall by the wayside as will the SS that does not carefully screen them.
The failure rate among “newbies” is high because they will realize that the money they thought they could make is not there for them (regardless of how they believed it possible), or that they made a frequent costly mistake (resulting in no one is willing to take them on anymore), or a multitude of other reasons. The majority of the TC’s doing business are more concerned in trust. Many of the companies will pay more than the obscenely low fees that many of the “newbies” are willing to accept, even to pay mileage and other expenses to several out of the way places (where some local notaries public charge less) because of TRUST.
This is a people business. Most of the good ones will survive irregardless. Adding additional regulations will likely create more expense to the borrower. Based upon observations of most highly regulated areas, new burdensome regulations may lead to the “not so good ones” benefiting more from new regulations - as the standards typically required within them tend to be flexible enough to allow it. The local building inspector said it this way when referring to poor workmanship , “You would think by the way that these contractors complain that we want excellent workmanship when we are simply enforcing minimum code.” |
| | | | | Speedy Closings - check in advance?
Posted by Vince/KS at 11/13/2007 6:05:00 PM | Frank Amari called Monday last week and wanted a closing Friday morning. I was not near the computer but quoted standard fee ($xxx Friday mornings beginning of the month close-by are worthwhile). He said it was too much - would I accept $xx - no.
He called back later and said the fee was approved and confirmation would arrive later in the morning. I check them out here and elsewhere and discovered they had a poor payment history - so sent Frank an e-mail declining the appointement saying that my company was not in the position to extend credit (even though it was noted by a notary that he had agreed to pay persons using paypal). He said he knew his company had a bad rep and was doing his best to fix it. Under what circumastance would I accept the assignment?
We agreed that he would send a check Tuesday (after receipt of my ein number) and that he would fax a copy of the check. He did so and called to make sure that it arrived.
The closing went well (a short overnighted HELOC). The check arrived that day and was deposited. He called today to make certain that it arrived and would I post a message?
The confirmation did not call for quick pay, his follow-up e-mail and check did. Standard payment as stated is not acceptable for me or many of you, but he will apparantly work with you while trying to regain the companies reputation - isn't that different than simply starting over as many companies have done?
Have not accepted many assignments from ss recently as they are reluctant to pay a reasonable fee. If Frank wants to continue to pay a reasonable fee quickly I will certainly do a more for him. |
| | | | | Follow-up to msg 210474 re bo copies
Posted by Vince/KS at 9/12/2007 8:08:00 PM | | A new Countrywide (Cincinnati) procedure is to send documents directly to borrower. Given the earlier post today regarding whether to print and provide copies of the 23 +/- pages of closing instructions I was interested in what would be sent directly from them to the borrower home. The TC sent me the normal TC docs (HUD, E&O, Affidavits - etc,) and all were surprised to hear that documents were sent directly from the CW office to the borrower. “Please confirm with bo before going that they have them...” Fortunately, the borrower had not opened either copy. So, I opened the borrower copy first to see if all were usual docs were present. All, including the closing instructions were printed and delivered in that set. Next opened the “Notary Copies” - they were missing the first 3 pages of the closing instructions and the names were lacking the middle initials that were included in the title docs. Observation - I think I’ll keep printing a complete sets when I print from e-mails unless they advise otherwise. |
| | | | | Chase "secure" docs - caution
Posted by Vince/KS at 9/6/2007 5:51:00 PM | | The new secure documents are coming through with many pages encoded with a 10.5 X 7.25 paper size, in addition to the 8.5 X 11 and 8.5 X 14 paper sizes included in the packages. You may have to manually overide your printer to use regular letter for the odd (executive) paper size. It slows the process. Hopefully, they will get this squared away soon. |
| | | | | Interest rates down - a problem to one
Posted by Vince/KS at 8/24/2007 8:19:00 PM | Had a closing tonight where the note was for 6.25%. That was among the best for the week, but the borrower had discussed a lower rate with the loan officer. Apparently the promise was for 6.0% with no points. And how about a heloc (no - it wasn't included either).
Called every possible number for lender with no success but did get the title company. They agreed that we should simply stop as all docs would have to be redone for this particular lender. The borrower was confident that he heard correctly. |
| | | | | Feedback on new website
Posted by Vince/KS at 8/23/2007 5:56:00 PM | After a couple of days of messing around with it, I think it looks okay for a plain vanilla website. All seems to work, but the link to notary rotary is not correct (have had a request in for different code to no avail yet). Perhaps you'll like some of the pictures anyway. The website is http://home.everestkc.net/peyton.
All comments welcome - even the negative ones. |
| | | | | OT: Friday night puns intended
Posted by Vince/KS at 8/17/2007 10:20:00 PM | 1. Two antennas met on a roof, fell in love and got married. The
ceremony wasn't much, but the reception was excellent.
2. A jumper cable walks into a bar. The bartender says, "I'll
serve you, but don't start anything."
3. Two peanuts walk into a bar, and one was a salted.
4. A dyslexic man walks into a bra.
5. A man walks into a bar with a slab of asphalt under his arm, and
says: "A beer please, and one for the road."
6. Two cannibals are eating a clown. One says to the other: "Does
this taste funny to you?"
7. "Doc, I can't stop singing 'The Green, Green Grass of Home."
"That sounds like Tom Jones Syndrome." "Is it common?" Well, "It's Not
Unusual."
8. Two cows are standing next to each other in a field. Daisy says
to Dolly, "I was artificially inseminated this morning." "I don't
believe you," says Dolly. "It's true; no bull!" exclaims Daisy.
9. An invisible man marries an invisible woman. The kids were
nothing to look at either.
10. Deja Moo: The feeling that you've heard this bull before.
11. I went to buy some camouflage trousers the other day, but I
couldn't find any.
12. Mahatma Gandhi, as you know, walked barefoot most of the time,
which produced an impressive set of calluses on his feet. He also
ate very little, which made him rather frail and with his odd diet, he
suffered from bad breath. This made him. (Oh, man, this is so bad,
it's good) .... A super-calloused fragile mystic hexed by halitosis.
13. I went to a seafood disco last week and pulled a mussel.
14. What do you call a fish with no eyes? A fsh.
15. Two fish swim into a concrete wall. The one turns to the other
and says, "Dam!"
16. A group of chess enthusiasts checked into a hotel, and were
standing in the lobby discussing their recent tournament victories.
After about an hour, the manager came out of the office, and asked
them to disperse. "But why," they asked, as they moved off.
"Because," he said, "I can't stand chess-nuts boasting in an open
foyer."
17. A woman has twins, and gives them up for adoption. One of them
goes to a family in Egypt, and is named "Ahmal." The other goes to
a family in Spain; they name him "Juan." Years later, Juan sends a
picture of himself to his birth mother. Upon receiving the
picture, she tells her husband that she wishes she also had a picture of
Ahmal. Her husband responds, "They're twins! If you've seen Juan,
you've seen Ahmal."
18. And finally, there was the person who sent eighteen different
puns to his friends, with the hope that at least ten of the puns would
make them laugh. No pun in ten did |
| | | | | Proper ID questioned
Posted by Vince/KS at 7/26/2007 10:39:00 PM | | Okay, the documents arrive late, drive 40 miles, sit at coffee table for signing (table too big of a mess to sit at she says) and Mrs Marie A Smith provides her license and a copy of it to take with me. The problem - the TC specifically said she is to sign as Marie Smith-Jones. She has zero identification for that name. She does have a SS card that has name printed on it as Marie Artful Jones (does 1 and 1 = 2?). Nothing else. We are talking to Loan company and the manager joins the conversation while we are discussing proper ID. He said (among many other things) do not do anything to jeopardize your Notary license uncomfortable with the ID status. I also talked with TC that suggested a quit claim probably should have been done as she clearly is not using the name as prepared within the docs. But with torn feelings walked away from this woman who wanted to proceed with the signing. After leaving, called TC rep and explained exactly what transpired. Then received a call a while later from another “supervisor” that wanted to know exactly what the situation was. He had a call from the LO wanting full explanation as they were very unhappy. After explaining, he said he understood and would support my decision to walk away from it. Overall, it didn’t feel right, even if the woman could have a hyphenated name, and she may have been Jones before, is Smith now and may also go verbally by Smith-Jones - but, no photo ID backing the name in the docs. Anyone had a similar experience(s)? |
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| | Search in ZIP Code: 66226 |  | | I can do missouri and kansas. Thanks Joe |
| | | This profile was last updated on 6/2/2006 8:46:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
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