| Find a Notary in Deer Park, New York | | Welcome to the Find a Notary signing agent archive for Deer Park, New York, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/19/2007. | | |  | Find a Notary in Deer Park, NY
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Suffolk, Nassau | | | | INSTRUCTIONS: To view detailed profiles, click the Find a Notary tab and enter the ZIP Code of the profile you are interested in viewing. Click Search. Locate your notary in the search results. | | |
|  | Search in ZIP Code: 11729 |  |  Certified Notary Signing Agent with background check (NNA) and paralegal. Serving Nassau and Suffolk counties in New York. Prompt, professional service; available as needed, including weekends and holidays. Experienced with most types of loan docs, including purchase, refi, 1st/2nd, HELOC, CEMA, and reverse mortgages. |
| | | This profile was last updated on 8/11/2007 4:35:00 PM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes | | | Home Inspections: Yes | | |
Recent Notary Talk Threads Authored by this Notary: | | | Critical thinking skills
Posted by MikeC/NY at 11/29/2007 10:37:00 PM | A bunch of arguments here lately, and maybe some folks need to lose the emotions and get back to thinking logically. Here's a primer:
http://factchecked.org/LessonPlanDetails.aspx?myId=7&mySectionId=0
It's meant to be used by high school teachers, but you're never too old to learn..
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| | | | | Interesting artcile about infalted appraisals
Posted by MikeC/NY at 11/1/2007 9:35:00 PM | | http://tinyurl.com/ywc8pr |
| | | | | Bad checks
Posted by MikeC/NY at 10/2/2007 4:03:00 PM | There was a discussion further down about what to do with bad checks. Thought I'd post this in a new thread so it doesn't get lost...
The Commercial Collection Agency Association (http:/www.ccaacollect.com) has some pretty good info about collections available for free. I also found a link to a summary of state bad check laws available at:
http:/www.ccaacollect.com/NSFCHECKPAMPHLET2004.pdf
Note that this is a link to a PDF file, and doesn't appear on their website. The summary is 3 years old, so some info may be outdated.
I found this while skimming through the summary:
"It is generally held that the giving of a bad check in payment of a preexisting debt does not fall within the purview of most states' bad check laws. Since the debt is preexisting the maker of the check did not deprive the payee of any right, procure anything of value from the payee or wrongfully appropriate anything belonging to the payee."
If I'm reading that correctly, tendering an NSF check for a C.O.D. would fall under the law, but paying an invoice with an NSF check would not.
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| | | | | Bankruptcy info
Posted by MikeC/NY at 9/23/2007 7:30:00 PM | After reading the various posts on several signing companies closing their doors, I saw this today in the local newspaper. The initial question is not about the the same situation we would be in, but the article addresses independent contractors in general and lays out in simple terms what you need to do to try to collect some of what is owed to you. There's a phone number included, but that's for the Bankruptcy Court here on Long Island - I imagine the rules are the same everywhere else since it's a Federal court, but you'll have to find the court that covers your district.
Pay particular attention to the part at the end where she talks about maybe having to give back any payments you received if they were made just before the firm declared bankruptcy - that's a nasty surprise....
http://tinyurl.com/3ccg7c
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| | | | | And the hits just keep on coming...
Posted by MikeC/NY at 9/20/2007 4:56:00 PM | More fallout from the American Home Mortgage bankruptcy - checks sent by them to pay real estate taxes for some homeowners are bouncing.
Here's a link to the story: http://tinyurl.com/23c274 |
| | | | | OT: Bradenton, FL
Posted by MikeC/NY at 9/8/2007 7:34:00 PM | Yeah, I know this probably belongs in the "Leisure" forum, but not everyone is reading there yet, so mea culpa - I apologize in advance for posting in the wrong forum.
Does anyone know what cable internet companies service Bradenton, and what those domain names might be? I'm trying to contact someone there and only have a partial email address. Any help would be appreciated, and a PM would probably be better so as not to clutter the forum.... |
| | | | | Here's an interesting one...
Posted by MikeC/NY at 9/1/2007 7:07:00 PM | I did a signing on Friday, and the HUD-1 line for "Notary Fee" was less than what they were paying me.
I know they buried the real amount somewhere else, and much of the time that line is blank, but if there's an amount there I've never seen it less than what I'm being paid. Anyone else run into this before? |
| | | | | Finally received payment from Closing Quest
Posted by MikeC/NY at 8/28/2007 12:16:00 PM | Signing was 6/18, check arrived 8/27 after two phone calls. You do the math... Maybe they should be called "Payment Quest".
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| | | | | Reporting to credit agencies
Posted by MikeC/NY at 8/24/2007 8:08:00 PM | | Anyone know how you can do this for deadbeat companies directly, without going through a collection agency? I believe the 3 major credit reporting agencies are for individuals only, not businesses - so the reports of late payments from companies would probably have to go through some company like D&B. There's got to be an easy way to do this, but I haven't found it yet. I just figured this might give me a little more leverage when trying to collect from the SLOW payers who aren't impressed by complaints filed with the BBB... |
| | | | | American Home Mortgage is closing its doors
Posted by MikeC/NY at 8/3/2007 7:40:00 PM | Word came out today that they are filing for bankruptcy. About 6500 being laid off, 1300 of those here on Long Island where AHM is (was?) headquartered. Employees here were given one day's notice, and it's unclear whether they will be paid. Mortgages in the pipeline that were approved will not be funded, leaving borrowers to scramble and find another lender.
This was not a sub-prime lender, but the fallout from that meltdown is starting to roll up the food chain. Buckle up, guys - this is going to be a wild ride before it's over... |
| | | | | And another one bites the dust...
Posted by MikeC/NY at 7/31/2007 6:00:00 PM | In case you haven't heard, American Home Mortgage is about to bite the big one:
http://finance.myway.com/jsp/nw/nwdt_rt_top.jsp?news_id=ap-d8qnqqb80&
They are lheadquarterd here on Long Island, NY - I have friends who work there and some got caught up in a recent round of layoffs, and that was before things really got nasty. AHM is the 6th largest company on LI, and one of the major residential mortgage companies nationally. Stock was trading at $1.04 at close of market today... ouch. |
| | | | | Just out of curiosity...
Posted by MikeC/NY at 7/28/2007 5:59:00 PM | ... what's the largest cash out you've seen on a re-fi?
Not looking for any particulars, just wondering about how much equity folks are taking out of their homes. |
| | | | | NY title searchers?
Posted by MikeC/NY at 7/22/2007 5:33:00 PM | If there are any NY title searchers in the forum - especially those who are familiar with Nassau County - please PM me. I have a couple of questions you may be able to help me out with.
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| | | | | OT - about all that debt...
Posted by MikeC/NY at 7/6/2007 10:46:00 PM | If you're at all interested in the topic, I highly recommend the documentary "Maxed Out", which is now available on DVD (got mine through Netflix, I'm sure Blockbuster has it also). It mostly focuses on credit card debt, with a little bit about predatory lending - it's a very sobering look at the credit industry, and helps explain some of the wacky loans we see.
There are some segments with a definite political agenda. If you ignore those, I think it's well done and a definite eye-opener... |
| | | | | Head up on loose certificates
Posted by MikeC/NY at 6/23/2007 1:38:00 PM | I just had a TC tell me that the loose acknowledgment certificate I attached to a Florida mortgage would not be acceptable in Dade County because of the paper size - it has to be on the same size paper as the mortgage. I've been using loose certificates I bought from the NNA, which measure 8-1/2 x 7, and this is the first time anyone has questioned the size of these pages.
PAW tells me that this will eventually be the case in all Florida counties, because of scanning requirements in the county clerk's offices. It's not unlikely that other states may start doing the same as their technology for recording documents changes. Unfortunately, no one sends up a balloon when these changes in requirements occur. I don't understand why the certs are sold on odd-size paper in the first place, but that's an argument for another day...
Rather than have to deal with this again, I decided to start printing and carrying loose certificates on both letter and legal size paper, and will match the certificate size to the document. It might be overkill, but it's better than having to do a re-sign because the acknowledgment was rejected.
He also mentioned that FL counties might start requiring mortgages and DOTs to be on letter-size paper only. This hasn't happened yet, but it's something to watch out for because when and if it does happen, it may have an impact on SAs who don't have dual-tray printers...
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| | Search in ZIP Code: 11729 |  | | I will travel to your home, office, or other agreed upon venue in Suffolk or Nassau Counties. I offer complete notary and loan signing services in a timely manner. E-docs are accepted. Call or e-mail for an appointment. |
| | | This profile was last updated on 11/18/2007 4:25:00 PM. | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 11729 |  | | Member of the State Bar of California (not admitted in New York) |
| | | This profile was last updated on 12/14/2007 7:30:00 PM. | | | Has Laser Printer: Yes |
| | Search in ZIP Code: 11729 | | | I will travel to your home, office, or other agreed upon venue in Suffolk or Nassau Counties. I offer complete notary and loan signing services in a timely manner. E-docs are accepted. Call or e-mail for an appointment. |
| | | This profile was last updated on 5/30/2006 2:09:00 AM. | | | 24 Hr Service: Yes | | | Has Laser Printer: Yes |
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