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Notary Public in Reston, Virginia
Welcome to the notary public and signing agent listing for Reston, Virginia, where you can find a qualified notary to assist with a loan signing or any other notarization allowed by law. Notary public profiles in this archive were current as of 12/31/2013.
Notary Public in Reston, VA
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County list: according to our records, Reston is in or near the following county(ies):
Fairfax, Alexandria, Arlington, Fairfax, Falls Church, Loudoun, Manassas Park, Prince William
INSTRUCTIONS: To view detailed profiles, click the ZIP Code link in the list below to access our notary search engine. On that page, click Search. Locate your notary in the search results.
Kelly Derrick

Search in ZIP Code: 20191

** I ONLY WORK WITH TITLE COMPANIES AND SIGNING SERVICES - I am no longer available for individual notary services. **

Please call 703.371.8498 or email to  Over 3 years in the mortgage business, I do closings mostly in the Northern Virginia area.  Dependable notary that always confirms appointment, is punctual, and strives for completeness in product, quality of closing documents and return signed documents within the time frame requested.  Handled complicated and tough situations and closed the loan.  I have closed over 300 loans.  Serving the following counties: Fairfax, Loudoun, Prince William, Arlington and the surrounding counties: Fauquier, Culpeper, Stafford.

 This profile was last updated on 10/21/2013 8:02:00 PM.
 24 Hr Service: Yes
 Has Laser Printer: Yes

Penny Bartlett

Search in ZIP Code: 20194

I am detail-oriented and experienced in conducting loan signings. I am familiar with banking and mortgage lending including the federal regulations. I can accept email documents and have a laptop that I utilize. I have EandO Insurance and I am available evenings after 6:00 PM and am available on short notice. I am an experienced mobile notary available for witness signings and loan closings. I am professional, courteous and offer flexible hours. I am a Member of National Notary Association
 This profile was last updated on 10/14/2013 3:43:00 PM.
 Home Inspections: Yes

Jodie Dillow

Search in ZIP Code: 20191

I am a knowledgable notary signing agent experienced with real estate witness closings, including FHA/VA/standard refinance, POA, trustee, HARP, REO, investment/2nd home, HELOC, reverse mortgages, and seller packages. I cover the counties of Fairfax, Loudoun, and Prince William. E and O insured up to $25,000 Quality and accuracy is my top priority! *I am also able to accomodate requests for general notarizations.*
 This profile was last updated on 12/30/2013 2:22:00 PM.
 Has Laser Printer: Yes

Michelle Northern Virginia Loan Signing

Search in ZIP Code: 20195

NOTARY WITNESS CLOSING AGENT SERVING 4 VA COUNTIES. NVLS is the one to call for your SIGNING needs within areas of Northern VA because you will get a notary witness that will assist in facilitating a professional loan signing. Bringing more than 20 years of experience in financial service support and loan origination, I understand the business of responsible lending, and am diligent in insuring the integrity of every transaction. **Direct Closer member with Master Certification** A commitment to Professionalism and Fairness is growing my "boutique" business and gaining many signer's smiles in the Commonwealth! Base fee (all loans): $85 eDocs (as low as $100): Cut-off time (E.S.T.) is 6 p.m. // Commissions/Licenses/Associations: Active Notary Commission and Errors & Omissions policy (Merchants Bonding). 2013 Background screened. Former licensed residential Real Estate Agent; AAN Member. Title Licensed: No* Laser printer and email on the Go! Locate service areas online at: or Call Michelle at 703.217.3310. *​PLEASE NOTE: ​Notaries ​do not operate or control escrow accounts and ​may NOT collect/accept funds at closing​ in Virginia - unless Title licensed​. Also, Borrowers MUST review HUD-1 in advance of scheduled signing. Office Hours: 8:00 a.m. -7:00 p.m. (EST) M, W-FRI; Tues 8:00 a.m. -5:00 p.m.; Sat 11:00 a.m. - 5:00 p.m.
 This profile was last updated on 12/29/2013 5:35:00 PM.
 Has Laser Printer: Yes
Recent Notary Talk Threads Authored by this Notary:
Huh?? Quality or Quantity of Calls
Posted by NVLSlady/VA at 12/9/2013 3:44:00 PM
Got this email from TS (and honestly have no idea what it is saying) . . .
I am going to make a sub vendor profile of your information in your company account. This will help the lenders and borrowers know your exact name and your company name when you are doing closings. The orders will go directly to the sub vendor and the payment will be sent to the company name. In addition, this will not affect the amount of work.

This change was implement because we have company account in our panel that have multi signing agent under there company that we don’t know about. So we create a sub vendor profile of the person under there company profile so we will know exactly is going to closings. In addition, this will improve the quantity of your calls coming through.

BTW, I established beforehand that I don't use sub-vendors (I really think these messages need a QC before being sent out; a standard form letter would do)
Explanation vs. UPL
Posted by NVLSlady/VA at 11/30/2013 8:00:00 AM
Here, I was thinking the problem was in the "regional" differences in interpretation/comprehension, but love how LKT/CA broke this down (msg 494368):

<"Great dialogue on this subject. I agree that it's the LO's job to ensure that their client understands the loan, since we are presenting the finished product and have no part of the process. I also agree NSAs are more than "just the notary" at a loan signing, yet in facilitating the loan, we're to simply point out the printed facts. But in pointing out those printed facts, borrowers have different education levels. Some understand a college level description...some understand a 10th grade level description...others a 6th grade description and yet others understand a 3rd grade level description. Herein lies the explanation of "ensuring that the borrower understands.">

p.s. Word trippin' is how cheaters/liars became extra-marital "affair" devotees
Working for Slow Payers
Posted by NVLSlady/VA at 11/21/2013 10:29:00 AM
I had an interesting conversation with a SS regarding payments to nsa's. When I forwarded comments (all negative), I was told, "if anyone says we don't pay notaries, it's a lie!"

Well, the comments didn't say they weren't paid, only not within a respectable 30 days. If any are working for companies that won't pay for 45-75 days, WHY do you continue working for them?

That fact made it difficult to dispute with the company, that of those posting the negative comments, at least <some> continue to accept assignments. Again, I heard, "If we don't pay notaries, why do they keep working with us?"

It's easy for us to justify our behaviors, skirt the real issues, etc. (how to deny the absence of not one positive comment, though . . . that's brave).

p.s. Are there any VA notaries currently owed $$ ? Feel free to pm
CA Perjury Clause (I know, too soon)
Posted by NVLSlady/VA at 10/30/2013 8:15:00 AM
I know this has been discussed (your forbearance is appreciated); but it's really funny how one's attention (span) improves when the subject affects their own signing!!

I have had these and didn't think too much about the clause (or crossing through) - but I don't want any recording issues with CA. Now that I have more info under my belt, I'm more cautious about these.

VA notaries, do you generally attach your own loose cert or just leave the language as is? Thank you

(Mr. Hugh/Mr. Syrup, please chime in)
Search Feature
Posted by NVLSlady/VA at 10/27/2013 4:13:00 PM
This is a really nice feature on the forum - but could maybe use a boost from us, the posters. Sometimes, I can remember a relevant thread, but not all the right "search" sensitive words to find easily.

My patience is waning (with lots of things) and when I punch in the words I <think> might get me where I want to look, I sometimes come up empty.

So, with most of us short on time and patience of long-timers wearing thin, I vow to try to choose my Subject phrases more carefully/precisely (for what it's worth) with a view to fostering education and resourcefulness.

Enjoy your Sun evening . . . and RELAX!
Show Me the Money!
Posted by NVLSlady/VA at 10/21/2013 8:44:00 AM
Anyone in the mood for a brain teaser (reading comprehension)?

This idea came from reading the post below. How to express what motivates me . . .

a) <Show> me the money!
b) I prefer "mula"
c) Show <me> the money!
d) Show me the <money>!
e) Don't care, just call me and let me work!

1. Ok, which option should be used to express that I'd prefer to get paid a fair fee?

2. Which option suggests WHEN I would like to be paid?

3. Which option tells Where I'd like my assignments to come from?

Hint: < > for italics/emphasis (you may use an asterisk* if your mind wraps better around those)
Follow up to msg 487792
Posted by NVLSlady/VA at 10/14/2013 1:52:00 PM
Regarding the Note (and crossing out the notary part)

Closing specialist (email): (1) "Okay, so the All Purpose Acknowledgement should be sufficient, correct. Since that is the basis* of the All Purpose Acknowledgement";
(2) "Please just initial and N/A just as you had on the [scanned] copy"

They are sending orig by fedex.

Funny isn't it: If I had written N/A on the note in the packg (and initialed), I can just
hear the S*C* R* E* A* M *S (the notary did WHAT??!!!)

*(well, no . . . but not going there today)

Time to go Square?
Posted by NVLSlady/VA at 10/14/2013 9:51:00 AM

Ok, so don't laugh: I didn't know how 'Square' got it's name (duh) - then saw the micro (square) card reader on the smartphone.

Got a call for gnw this morning (wonder if PJ-look would do . . . naugh(t); so much for day off).
Caller asked if check ok (said yes).

Time to look at intuit's (same as my web) GoPayment. Square has higher transaction fee of the ones listed in the link . . . But for those who use, pros, cons, stars, headaches, hassles ???
Note Correction
Posted by NVLSlady/VA at 10/11/2013 3:12:00 PM
"cornfused" here . . .
*Email from Title: Attached is the Note for a VA closing. The lender is requesting that the notary cross out the notary section of page three and initial it, indicating that this section is not used.

(I perform the action . . . scan/send)

*2nd Email from TC: I received a call yesterday from the lender stating that they actually want the original Note to be corrected. In addition to the correction that you have already made, the lender is requesting that you actually cross out the entire notary section.

Email *TO* TC from Michelle: I am somewhat confused by the lender's request. I have never altered a lending document/form, and in the past have always sent the separate ack when the note wording did not conform to notarial statutes. I am glad to initial the original form, but shouldn't the lender be the one to "cross out" or strike through what is unacceptable on their own form? A "correction" implies that an error was made. Who made the error?

*TC responded: Will find out and get back you, thanks

UPS Drop
Posted by NVLSlady/VA at 9/30/2013 1:55:00 PM
Very unhappy. Why, you ask? Had to make my very 1st drop into the Box on Friday after a late signing. The town's Staples store had UPS pickup - but NOT on Sat. (bother!). The UPS store down the road - no drop.

So find drop at WF bank, closed my eyes, held my breath and slid package in. I know a lot of you live where you have to do this regularly, but trust me, this was slightly traumatic for me. Mainly 'cause there were no pickup times on the box - so I had no way of knowing if the pckg would leave next day or not.

Turns out it didn't (but I was gone whole day Sat and had no other choice). They'll probably call to ask, "Where is it?!" My normal routine is to make sure signing pckg makes Sat drop. Oh, well hope no demerit from TC
Leary Borrower - PT II
Posted by NVLSlady/VA at 9/23/2013 8:30:00 PM
Oh my! Got 3 phone calls today from 3 different TC reps regarding signing. The last rep sent me an email that she'd spoken to borrower and he had no questions (bravo!).

Turns out L.O. was AWOL and the end result was my arrival to signer's home. You know the rest: nb spouse nowhere in sight.

Contact hiring party, who feverishly tries to get TC before we adjourn. I leave but agree to "hang around." Told to go back. TC wants bo to cross out spouse's name and initial. He says, "no way, they can do it."

I can't say I blame him. What a mess!! They are both busy (secret clearances) and only had a narrow window where both could sign together. I told him a different notary could bring her docs (nope. High security job, no way to contact and she has to call him within specific time frames when she's away on work-related biz). What is frustrating is that he <told> all this to the processor - who ok'd the docs With Her Name on them! Unbelievable lack of organization and consideration for client's (and notary's) time. He said so - and added it had been like that pretty much the whole way through. Someone even sent notary to <subject> property address before (where he does not live)!

Time for "therapy."
Leary Borrower
Posted by NVLSlady/VA at 9/20/2013 2:52:00 PM
Went to confirm signing and borrower was very hesitant to speak with me. I do my standard spiel about ID and signing location, also asking if that address is the Subject prop (SS clued me that possible rental, fax backs, . . .)

He told me he didn't feel comfortable providing me with any info - not even his email - and wanted me to speak to his lender. Never had this happen! I explained that unfortunately, documents usually <follow> the confirmation call, so we will likely be having this conversation again at some point.

This is one where I will Definitely be wearing my notary lapel & lanyard Wink
How to Price your Products & Services (SCORE)
Posted by NVLSlady/VA at 9/16/2013 10:59:00 AM
Just got Score's monthly email. Live webinars: Price Setting for Business/Services* (Thurs 9/26, a.m. west coast/afternoon east) and one on content for SEO (9/19)

*N. Carolinians may know something about the presenter, Marvin Brook
When Title Says 'Yes'
Posted by NVLSlady/VA at 9/5/2013 1:06:00 PM
My fellow VA notaries: When TC confirms ok to proceed with signing regardless of nb spouse requirements, which "leg" do you stand on? I simply don't understand why VA marital rights are not UNdisputed - unless perhaps 'community prop' does not garner the same attention.

TC says sign, but notary knows better (or does she)?

Refi signing and trouble brewing between signer and spouse. Spouse not shown on TIL or Mtg, RTC, etc.
Essential Qualities for Business Owners
Posted by NVLSlady/VA at 8/29/2013 11:24:00 PM

(I'll take a helping of #2 and #8, please)

1. Willingness to sacrifice — you must be willing to accept the fact that, as a small business owner, you are the last one to be paid. Your bank, your vendors, and your employees are all in line ahead of you and must be paid before you see any of the money. You must also be willing to sacrifice much of what once was your free time to your business. If you like working nine-to-five, knowing how much you'll make, and taking three weeks of vacation every year, don't go into business for yourself.

2. Strong interpersonal skills — if you thought that getting along with your boss was tough, wait until you have to deal with suppliers, customers, employees, lawyers, accountants, government officials, and everybody in between. Successful owners are able to work with all personality types, and they're able to find out from their customers what they like and don't like.

3. Strong leadership skills — successful owners understand that others are looking to them to be led to the promised land. Others will be looking to you for answers, and if you're not ready for that responsibility, you probably shouldn't own your own business.

4. Strong organizational skills — successful owners are able to keep track of everything that's going on in their business and they're able to set priorities and get things done. They know that if they lose track of what's going on, they're sunk.

5. Intelligence — we're not talking about the ability to score well on standardized tests. We're talking more about street smarts and common sense. Successful owners are able to anticipate problems before they arise and to take preemptive steps to avoid them, and they know how to solve crises after they occur.

6. Management ability — small business is all about managing relationships, with your customers or clients, with your employees, with your suppliers, with your accountant and lawyer, with your banker, and with your family. If you don't think you can effectively manage those relationships, you shouldn't start a new business.

7. Business experience — without some solid business experience, you're probably not going to be able to borrow any money. Your banker will want to know about your experience, not just in business, but in the same field as the business you're hoping to start. If you lack the experience, go get it any way you can: volunteer at an existing business or try to get a part-time or weekend job in the field.

8. Optimism — how will you react when business isn't going as well as your expected? A pessimist may fold the tent, but an optimist who believes in the business will keep going. Successful owners are optimists who are able to weather the rough spots.
Way Too Much Time on
Posted by NVLSlady/VA at 8/29/2013 1:04:00 PM
My Hands!!

But, at least I can try to get "edumacated" during the lull. Think I'll join the students next week . . . .

I searched proof of poa (following jba/fl's direction -msg 482483) and found a most interesting thread started by roadie/md. She had the same initial "take" as I had. I can't imagine accepting someone's word that his/her poa is valid (still in force). To me, that is tantamount to taking a 3rd party's word (like the LO) of borrower's ID.

IMO, it is not acting in "good faith" to notarize simply because Title approved and validated my POA. True, it's not my job and I have no issue leaving that up to TC. However, due diligence requires that I see the copy for myself. To say that TC "knows and has approved beforehand" appears shortsighted to my astigmatic pupils.

I just had an issue a few weeks ago where the signing had to be abandoned because of marital prop rights and TC had no clue that poa was needed (nb spouse was abroad). POA was obtained and I was back within the week. I was the conduit in that case, and dutifully sent the orig to TC; but you can believe I would have expected to see a copy even if signer had sent in the orig himself.

We are acting as agents (representatives), but I think we have to act on our own behalf first to protect the rights of the public and perform "extreme care."

I need more direction from experienced VA notaries!! I only got this from our Handbook (Under Civil Liability, P 15):

<<"Notaries must keep in mind that they are acting as official witnesses to the identity AND ACTIONS of the person who appears before them. The public is entitled to assume that the notary has acted in good faith and according to law.">>

Doesn't that mean if someone is attempting to defraud another, we have to try to prevent?
Letting someone claim capacity as atty in fact does something to my "extreme care" radar mechanism; even more so than in healthcare capacity situations (at least the incapacitated individual may be actually present - on some level).

Also VA notaries have added powers to do Verification of Fact.

The handbook verbiage below is not directly related, but when I read, I realized how much interpretation can go in to some of our actions . . .

<<"A nonattorney notary shall NOT assist another person in drafting, completing, selecting, or UNDERSTANDING a document or transaction requiring a notarial act. . . . " [Now for the other side]:
"This section does not preclude a notary who is duly qualified, trained, or experienced in a particular industry or professional field from selecting, drafting, completing, or advising on a document or certificate related to a matter within that industry or field or prevent a notary from adding a notarial certificate or electronic notarial certificate to a paper or electronic document at the direction of a principal or lawful authority.">>

Of course, there is NO ambiguity in the following: "A notary may decline to notarize a document."
Admin Day
Posted by NVLSlady/VA at 8/28/2013 12:37:00 PM
Do you find it best to set a specific day to invoice, make collection calls, order supplies, or handle bookkeeping or other necessary tasks (like training--uugghh)?

Is the frame of mind you're in important?

Has anyone ever used a virtual assistant?

I know the current slowdown doesn't call for as much planning (certainly not any extra expenses)
Interesting Web User Interface Research
Posted by NVLSlady/VA at 8/20/2013 1:32:00 PM
Reminder: Important Notice
Posted by NVLSlady/VA at 8/9/2013 8:15:00 PM
This message is above every new message post:

Important Notice
Please consider consulting the Search feature before asking questions. Many questions have been answered repeatedly on this forum by expert notaries . . .

If you are going to ask about a company, please consult the company list in Signing Central (SC) first. If you can't find what you're looking for and still want to post, make sure to reference the company's city and state. If it already exists in SC, please link your post to it. If the company does not already exist in Signing Central, please add it and THEN link your post to it.

The last paragraph is particularly relevant (to this post anyway): I took a call this evening from a company I hadn't heard of. Not in SC so I SEARCHED -- and lo and behold, SIX inquiries about the same co. this year alone! Good reviews - and hopefully I might be the one to add to SC after my experience.

I don't know much, but People PLEASE don't feed the forum "dead fish" (makes 'em cranky).
Most prefer their seafood farm-raised and Fresh. Smile

p.s. It's hard to play nice when you're busy holding your nose
Cheaters Never Win
Posted by NVLSlady/VA at 8/5/2013 9:04:00 AM
"Being a part of the problem" was mentioned below (about giving advice). I know how hard it must be for seasoned agents with a real investment in their 'craft' to ignore comments like the one I found on LI:

"I realize NONE of these answers are correct but what I'm asking is what u would mark"

PLAIN AS DAY. This is the finest example of fraudulent behavior I've witnessed to date.
I was not able to hold back my comment and posted accordingly. It is not at all about being "mean" - just not standing by and without saying what must be said (avoiding a supercilious air if possible).

It took self-control but I hope I made the post relevant and helpful to that Poster and others on that site.
Good Evening~ Found fascinating Read! n/m
Posted by NVLSlady/VA at 8/4/2013 4:02:00 PM
Feels GOOD to Search
Posted by NVLSlady/VA at 8/2/2013 10:51:00 PM
Ok. I have a signing that won't "die." I am being asked to return to signing (one that didn't happen last week because wife was out of the country). I requested that SS clarify with Title regarding non-spousal instructions and was told all was fine; borrower has POA (really? that was fast) and now she is being removed from vesting. Hmmm. . . I don't know much BUT

something just "don't seem right." So, I search "removing spouse" and look what I find in the archives: Msg #201729 (I have the same feeling as OP in '07!)

I had originally asked the SS to have tc confirm in writing; now you bet I'll insist on it

As always, appreciate the perspectives and experience of long-timers!
It's a Great Day to Rethink VALUE (and Fees)
Posted by NVLSlady/VA at 7/31/2013 10:18:00 AM
We can all do ourselves a huge favor in considering these and other relevant references to raising our rates (I'm all for alliteration when it wakes up the mind).

Quote from [lawbiz] article: There is no perfect time to raise fees. Those clients who do not want to pay the higher fee will seek other counsel. Those who believe your service to be of VALUE will accept the higher fees and remain with you. It's a simple equation – provided that VALUE is on your side.

Reference 1 ~

Reference 2*

Reference 3 ~

*I LOVE no.s 6 & 7
ID Replacement
Posted by NVLSlady/VA at 7/30/2013 10:12:00 AM
Has anyone "changed" his or her ID in order to renew her notary commission?
I was told by SOC that I had no choice in how my name appeared on my commission if that was how appeared on DL (which I would present when I obtained new commission). I'm pretty sure my passport also has my complete middle name.

What's a body to do!? I want to get a new ID with just my M.I. before picking up my new commission.
What is your marital status?
Posted by NVLSlady/VA at 7/29/2013 11:16:00 PM
When I originated loans, the question was more tailored: Are you married, unmarried, etc.?

I wasted time today because I ignored the SAFE rule. Knowledge IS power, but wisdom is far better.
Had I applied the knowledge I have about confirming all signers, I could have saved a trip!

Docs sent 2 hours away from signing time (I am going to have to rethink my co. policy); and I wasn't feeling well - just wanted to print and go and be done with it. Borrower and I communicated by email -and covered what I thought were all the necessaries: ID, name spelling, HUD, funds if applicable.

Maybe it was the pronoun "we" in the email that threw me off. Turns out non-borrowing spouse was out of the country; in fact, this is the 3rd situation in under 2 weeks where signers and/or spouses were traveling to/from U.S.

I'm eating this one. Rushing was no excuse for not PICKING UP THE PHONE and confirming presence of all parties. It will never happen again.

New notaries in marital rights states, take Heed.

p.s. Know what the irony is? Phone call from different SS while en route . . . and I declined.

Bilingual Notaries
Posted by NVLSlady/VA at 7/24/2013 11:39:00 AM
Is there a dedicated source of multi-language notaries? In particular, any in VA? Thanks!
Posted by NVLSlady/VA at 7/14/2013 5:53:00 PM
Funny, I signed with a borrower (atty) and his wife who both took exception to the property/title docs. I found myself having to explain borrowing (Note was fine) vs. non-borrowing docs and this dragged the closing out an extra hour!

The most frustrating was they were unhappy with the lender and whole process, really and that lack of trust was evident when it came to them signing. btw, He had POA for both of their children (on Title, riders, TIL). Of course, I couldn't comment on the F.I., etc. but had to admit it WAS strange that the revised HUD was NOT sent to me (hello, the notary printing out the docs). They immediately noticed my copy didn't match theirs (embarrassing since I had been given no knowledge of a revised version). Also, add was there was no signature page for the HUD!!

They explained how chaotic all had been and saw the need to Read everything. DOT with "borrowers" didn't sit well with them (I, of course explained that in this context it was more vesting terminology); he finally agreed that mtg was "boiler plate" in design (he was finally getting it). Then more trouble with TIL: Both felt that TIL should not included children's name; I politely and calmly made them aware that it was not up to us to determine what docs Title needed those vested to sign - and finally GOT IT DONE by having him add the following language (along with POA wording), which HE devised, on TIL:

"1st child, who is not a party to loan no. 111111" by Signer, atty in fact . . . " (and same for 2nd child) They insisted on doing this, though I INSISTED that the 2nd TIL (now I know why TC had more than 4 copies in package!!) not have "borrowers" names crossed.

They were very nice folks and appreciated my patience. It was my 1st POA signing and of course, I know we cannot question/determine which docs title or lender want vesting, non-borrowing parties to sign, but phew, if borrowers say docs are "messed up" and they know the history (and of course, we don't), what a Challenge to get them to go along with the closing - and let me go home!

p.s. Before any feel the need to add helpful critique, PLEASE don't say "always ask TC" (you think anyone was available on a Fri night????) I increased the invoice amount.
Highest Bidder
Posted by NVLSlady/VA at 7/8/2013 11:32:00 PM
I've tried to follow the recent threads on transactions being refused by some agents based on settlement type. So difficult to say what is "worth it" to one person over another.

This is never more true as I contemplate giving up a real estate domain I've owned for awhile but never did anything with it. I certainly don't have the time (or wherewithal) now. So an agent expressed her interest. I won't sell cheap; but I will clearly be the one losing out with this one (advertising alone could probably pay my bills for a month). I just don't know how you go about pricing something like that (sounds silly in view of that last statement, I know).

Bottom line: What's been something of a hassle for me may turn out to be someone's "goldmine."
I think looking at some of these settlements like a business decision may make some of it sound more palatable. Of course, some of our backgrounds in finance, credit, budgeting, or the like may make it Impossible to deviate from a firm stance in consumer protection.
Marketing help from SCORE
Posted by NVLSlady/VA at 7/3/2013 12:06:00 PM
For good overview of what SCORE is and how it can help old and new business owners:

KABIR notary point llc

Search in ZIP Code: 20191

Services: Specializing in Professional Mortgage Document Signings, Real Estate Loan Documents, Reverse Mortgages, eSign approved Closing Agent, Loan Modifications, Mortgage Applications, Experienced & Reliable, Knowledgeable & Timely, Dependable & Courteous. All Signings are 100% Guaranteed. 4 Years of Customer Service & Satisfaction Service Area: Northern Virginia all counties: Fairfax, Loudoun, Prince William Arlington County, Alexandria City Resources: $50,000 E & O & Professional Liability Insured & Bonded, Email Documents, Fax Documents, Overnight Delivery, Saturday Signings back by Monday. Office - High Speed Internet, 2 Computers, 2 Fast Laser Printers. Totally 100% Mobile Field Services - GPS, Samsung Laptop Computer with Wireless Connection and full internet access, High Speed Legal Size Laser Printer & Fax, Mobile Phone, Email. Last minute doc changes from closing table are no problem, Extra Toners & Paper. Hours: Available 24/7 Experiences: My name is Kabir Anwar, and I would like to introduce myself and my notary signing service business to you, A valued client. I guarantee professional and timely closings in Northern Virginia. Immediate service and last minute Closings are no problem. As a Mobile Loan Signing Specialist & Certified Notary Signing Agent who is commissioned Virginia as a Notary Public. I have vast experience in Mortgage Real Estate closings. I am extremely confident that we can provide the exceptional service, support And accuracy. Here are just a few reasons other companies do business with me: PROFESSIONAL CERTIFIED NOTARY SIGNING AGENT, QUALITY & TIMELY CLOSINGS, QUICK TURN AROUND, SIGNINGS COMPLETED BEFORE 8PM NEXT DAY DELIVERY, SATURDAY SIGNINGS WITH MONDAY MORNING DELIVERY, EXTREMELY AGGRESSIVE PRICING, HIGHLY TRAINED AND THRIVES IN THIS FAST PACED ENVIRONMENT, AUTOMATED QUALITY CONTROL SYSTEMS, SAME DAY SIGNINGS, SPECIALIZE IN E-DOCS/STATE OF THE ART TECHNOLOGY, ELECTRONIC NOTARIZATIONS & ESIGN CERTIFIED, MULTIPLE HIGH SPEED COMPUTERS & FAST DUAL TRAY PRINTERS, GPS SYSTEM, 100% MOBILE EQUIPPED NOTEBOOK COMPUTER & LASER PRINTER AND FAX WITH INTERTNET ACCESS, LAST MINUTE DOC CHANGES OR CORRECTED HUDS ARE NO PROBLEM FROM THE CLOSING TABLE.
 This profile was last updated on 9/25/2013 5:32:00 PM.
 24 Hr Service: Yes
 Has Laser Printer: Yes
 Home Inspections: Yes
 Weddings: Yes
 Additional languages: Bengali, Hindi, Urdu

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