Posted by VA_Notary on 5/2/05 2:37pm
Msg #35345

Docs had maiden name borrower signed with husband's name

Quick question: I got a call from the title co that the closing I did for them should've been signed as borrower's maiden name whereas it was signed with her husban's name. Now they want me to go back and resign all the docs. Should I charge them for thisespecially when it comes to edocs? Also this loan was a little messy as the borrower was thousands off.

Thanks in advance

Reply by Ernest_CT on 5/2/05 2:42pm
Msg #35348

The answer is always the same:

Their mistake, they pay. Your mistake, you fix at no charge.

Reply by PAW_Fl on 5/2/05 2:42pm
Msg #35349

How were the docs drawn? Did they have the "spouse's" name as "Jane D. Maidename"? If so, did you explicitly tell her she needed to sign exactly as her name appears on the documents? If so, then you may have a case for second signing fees, otherwise, this one may be on you.

Further, how was the signer ID'd?

Reply by Mike/NJ on 5/2/05 2:47pm
Msg #35350

The wife may of owned the property before she was married. I have seen deeds in the maiden name and docs in the married name before and I ask for a wedding certificate which shows the maiden name. If I can at the time I'll make a copy and send it with the package.

Reply by ERNA_CA on 5/2/05 5:51pm
Msg #35378

I had a similar situation the other day. Property was in the wifes maden name. New loan and deed was to be in maried name. Deed came through with wifes maden name on first page and married name on signature page. Cut a short long story short. The deed had to be redrawn.

Reply by ERNA_CA on 5/2/05 5:52pm
Msg #35379

Re:I got paied for second trip for new deed.n/m

Reply by BrendaTX on 5/2/05 6:30pm
Msg #35396

***Cut a short long story short. ***

How do you do that, Erna?

I cannot figure it out...I start with a long story, it gets longer. I start with a short story...it gets longer.

Dish, E.

Reply by ERNA_CA on 5/2/05 6:34pm
Msg #35399

Re: Brenda. Just knew you would catch that one :) n/m

Reply by BrendaTX on 5/2/05 6:39pm
Msg #35401

Actually...I did not catch it...

I read it "Cut short a long story." I missed this mistake.

The question is still the same...and the joke is on me, E.

I was making fun of myself.

Reply by John_NorCal on 5/2/05 7:33pm
Msg #35419

Re: To Brenda

Must be a Texas thing Brenda. I knew guys like that when I was in the Army, never could shut them up! [No, we don't want to shut you up. We like your little sobriquets! I know, "Don't mess with Texas!] Viva California!

Reply by BrendaTX on 5/2/05 8:07pm
Msg #35423

Re: To Brenda

Thank you, John. I think I'll get to bed early and get up ready to rip through tale after tale tomorow... ... until I my one little signing tomorrow evening.

Reply by John_NorCal on 5/2/05 9:18pm
Msg #35441

Re: To Brenda

Sleep tight, y'all!

Reply by HisHughness on 5/2/05 10:36pm
Msg #35462

Re: To Brenda

Brenda threatens:

***I think I'll get to bed early and get up ready to rip through tale after tale tomorow***

Please don't anybody encourage her. A fresh, invigorated Brenda is a thought too monstrous to entertain.