Posted by jojo_MN on 5/4/05 8:42am
Msg #35715

Message for PAW_FL or anyone else from there

I'm doing a signing in Wisconsin for a property in Florida at an hour from now. Minnesota and Wisconsin don't require witnesses. Will I need a witness at this signing since it is for a property in Florida? And if so, would they only sign the mortgage, or all docs with space for a witness signature.

Reply by PAW_Fl on 5/4/05 8:49am
Msg #35717

Florida DOES NOT require witnesses on MORTGAGES. However, if there is a DEED (Warranty Deed, QuitClaim Deed, etc.), then TWO witnesses would be required, one of which can be the notary.

Reply by jojo_MN on 5/4/05 8:51am
Msg #35718

Thank you SO much!! n/m

Reply by jojo_MN on 5/4/05 8:52am
Msg #35719

Whoops, put it in the wrong place. Thank you SO much n/m

Reply by anon FL on 5/4/05 8:54am
Msg #35720

While Fl does not require witnesses on a mortgage, it could be a requirement of the lender and therefor required for the mortgage.

Reply by anon-FL on 5/4/05 9:02am
Msg #35722

PAW mis-info

The law and what the lender may require can be 2 different things.

Reply by Sylvia_FL on 5/4/05 9:29am
Msg #35726

Re: PAW mis-info- NOT!

Paul's response was correct!!!

He was not asked what the lender required, the question was what Florida required.

If the lender was requesting witnesses, then the original question would probably not have been asked, but as there were obviously no instructions as to witnesses, the prudent SA was checking to see if they were needed.

Get off your high horse! Pity you have nothing better to do with your time than scrutinize Paul's posts for errors. Most of us would trust Paul's posts than someone who hasn't the guts to post their name.

Reply by anon FL on 5/4/05 9:33am
Msg #35728

Re: PAW mis-info- YES!

RE-read original pot--it asks should there be W's in all spaces provided---answer is YES if that is what lender wants---misleading answer to just say FL law does not require without the qualifications to the answer. Problem with non-lwayers thinking they are such.

Reply by Stephen_VA on 5/4/05 9:41am
Msg #35732

Nerfred

You are such a dink.

Reply by Sylvia_FL on 5/4/05 10:04am
Msg #35738

Re: Nerfred

And he is so wrong too!
He is such a jackass!

If the lender had specified they wanted witnesses to sign there, then the original poster wouldn't have asked the question, they would have known the answer.

I see witness places all the time, sometimes I will sign as a witness, mostly I don't though.
Never had one come back and say I should have got witnesses.

Reply by PAW_Fl on 5/4/05 11:01am
Msg #35750

Re: PAW mis-info- YES!

All I can say is YOU need to RE-read the original "pot" [sic]. You said, "--it asks should there be W's in all spaces provided--". The question reads:

[quote]
Will I need a witness at this signing since it is for a property in Florida? And if so, would they only sign the mortgage, or all docs with space for a witness signature.
[/quote]

To which I answered. I'm sorry that your Twitness doesn't like my answer. I answered the question, no more, no less, as it pertains to Florida statutes for recording and property conveyance. I don't make any assumption as to what the lender may or may not require as that was not asked. (The name of the lender wasn't even mentioned.)

Since the answer to the question is NO, by Florida statutes, the rest of the question is moot. (If you don't know the meaning of the word moot, look it up.)

Reply by anon on 5/4/05 11:10am
Msg #35752

Re: PAW mis-info- YES!

You plainly did not fully respond...attempt to justify all you want. You are an example of a little knowledge being dangerous.

Reply by Stephen_VA on 5/4/05 11:27am
Msg #35758

Re: PAW mis-info- YES!

You must be rich from excreting those solid gold bars of truth and clarity.

Nerfred, take your legal pad from the dollar store and go home. Doesn't losers.com have some administrative task you need to attend to?

Reply by CaliNotary on 5/4/05 11:45am
Msg #35765

Re: PAW mis-info- YES!

Why are you guys even trying to explain yourselves to this guy? It's obvious he's just trying to get a rise out of you.

Reply by Stephen_VA on 5/4/05 12:02pm
Msg #35767

Re: PAW mis-info- YES!

Maybe by responding I am trying to get a rise out of *you*.

Reply by CaliNotary on 5/4/05 3:30pm
Msg #35796

Re: PAW mis-info- YES!

RUDE!!!!!!!!!!!!!!!!!!!!!!!!!

Reply by Stephen_VA on 5/4/05 6:17pm
Msg #35839

Re: PAW mis-info- YES!

I was mostly kidding (99%), but apparently correct.....

Reply by CaliNotary on 5/4/05 7:29pm
Msg #35868

Re: PAW mis-info- YES!

Are you at all familiar with my posting history? If you were, you'd know that I was kidding too. I'm not exactly a member of the kittens and rainbows board police.

Would it better if I said BITE ME!!!!!!!!!!!!!!!!!!!?

Reply by Stephen_VA on 5/4/05 8:09pm
Msg #35880

Re: PAW mis-info- YES!

lol

Reply by Joan-OH on 5/4/05 8:59am
Msg #35721

It is not required, but when I did a FL property here in Ohio for Ameriquest through Vital, it got sent back to me for witness signatures on the Mortgage. I told them it wasn't required except for deeds, but that was their policy.

So, if your instructions say to get witnesses, it could be a lender requirement.

Joan-OH

Reply by jojo_MN on 5/4/05 9:42am
Msg #35733

Thank you to all. I will contact the lender. There were no instructions and it is the standard Mortgage form that always includes spaces for witnesses. I always trust Paw and Sylvia's responses, that is why I asked. You all have valid points. Have to run or I'll be late. Have a great day, everyone!!!

Reply by Teasa/NY on 5/4/05 9:52am
Msg #35736

Anytime I have had to do Florida property in my New York State counties, 2 witnesses were required of which I could be one.

Reply by Addendum on 5/4/05 10:51am
Msg #35748

Just want you to know... I don't know what's correct and if this was a title co/bank requirement or requirement for recording, just always what I have been asked to do.

Reply by Hate to ask the obvious on 5/5/05 12:43am
Msg #35924

...but I hope JoJo_MN has a WISCONSIN notary license too, or it's REALLY a MOOT point!!!