Posted by Katrina Arnaud on 4/4/07 11:36pm
Msg #183781

Need help with waiver of Borrower's rights from State of GA

Any Georgia notaries out there?

Reply by Lee/AR on 4/5/07 11:09am
Msg #183789

GA is an attorney-only state for loan docs. n/m

Reply by Linda_H/FL on 4/5/07 11:35am
Msg #183795

Re: Sure hope she saw this before the signing.. n/m

Reply by LauriecPA on 4/5/07 12:05pm
Msg #183803

Re: Sure hope she saw this before the signing..

I did a closing for a GA couple recently, they were here in PA. When I saw that the property was located in GA, I called the title co. and questioned b/c of GA being an atty. only state and apparantly it was okay to close here in PA with a notary. (I haven't heard anything about it not closing, anyway.) The couple were actually the nicest BO's I've ever had! They were happy with my service as well b/c they were used to attys. being rude and rushing them!

Reply by Carolyn Bodley on 4/5/07 12:35pm
Msg #183809

Re: GA is an attorney-only state for loan docs.

In Georgia itself, loans have to be signed by an attorney. I have signed "refis" and "purchase" loans for where property was located in Georgia. Original poster is from California, and as long signing is taking place in California and witness requirments are followed, there shouldn't be a problem, IMO.

Reply by SueW/Tn on 4/5/07 1:20pm
Msg #183816

Re: GA is an attorney-only state for loan docs.

I'm 15 miles from the Georgia line and I've done just a few of Georgia properties. For all of them there was an attorney on the phone walking the borrowers through the process. I think they call it (sounds like) mail away?

Reply by Carolyn Bodley on 4/5/07 1:38pm
Msg #183823

Re: GA is an attorney-only state for loan docs.

For the Georgia loans I've been involved with, the attorney has always spoken with me on the phone before the signing(s) and also reviewed the docs with BOs separately *before* I arrived for the signing. I have never had them involved with the signing while I was there. As with other signings, for Georgia property, I'm always been provided an attorney phone number should a problem arise.

Reply by Kim_CA on 4/5/07 3:57pm
Msg #183850

Re: GA is an attorney-only state for loan docs.

I've done a few signings for property in GA and like Carolyn, I've spoken with the attorney prior to the signing as has the borrower and everything has gone well.