Posted by dk_reed07/IL on 4/21/10 12:43pm Msg #332725
Name Identity affidavit
I had a closing with a Name/Identity affidavit for each borrower. But there were two lines to sign on each one. I had the borrower sign the document pertaining to them. But now the SS is telling me the spouse needs to sign their spouse's identity affidavit. Is this normal? I have never seen this before
Dee
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Reply by BossLadyMD on 4/21/10 12:44pm Msg #332726
there should be a separate name affidavit for each borrower. i never heard of them signing each others! i'm with you.
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Reply by Grammyzoom on 4/21/10 1:01pm Msg #332730
The only time I have ever seen 2 signature spaces on this form is when one space states that this is their legal signature and the second space states that they are known by their name and variations of their name. I think the TC may be misinformed themselves about the second signature line. I have never seen one where the Spouse signs but that is not to say it doesn't exist.
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Reply by Ilene C. Seidel on 4/21/10 12:58pm Msg #332728
No never as you said one for each one. These companies are getting nutsy.
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Reply by MW/VA on 4/21/10 2:14pm Msg #332740
That's about like saying because there are four signature lines on a DOT that they need to sign all four places. Yeeeesssh!
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Reply by Cari on 4/21/10 4:08pm Msg #332756
Huh? I think the SS got it wrong..should be two sep name
identity affs - one for each spouse.
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Reply by Notarysigner on 4/21/10 4:22pm Msg #332762
I have seen them where it appears someone is cutting corners by putting the information of two borrowers on the same Name Identity affidavit sheet. It also has places for two separate notarization (for each name).
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Reply by lindetteh_PA on 4/21/10 10:18pm Msg #332840
I'm a little confused are you referring to the Identity Aff. where the borrower has to fill in there full name ss and driver's license info. or is it the Name/Sig Aff.that some of the other posters seem to be describing? If it is the Idenity Affidavit unless both names were printed under the signature line on each sheet I would charge them to return. I had that document in my package tonight and both borrowers had their own and no where on the document was anyone elses name. Sounds like this may be a case of the lost documents or something...lol and the SS or TC is trying to get it fixed for free.
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Reply by jnew on 4/22/10 9:09pm Msg #332946
I would ask about the requirement and where it originated. I would also ask the signing service if it was an important enough requirement to warrant a written instruction instead of your having to rely on your own intuition. It is becoming obvious to me that a certain number of ss employees know very little about the closing process and the actual purpose of certain documents. .
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