I've never had a problem depositing or cashing an e-check at Bank of America, which is the only bank that I've ever tried to deposit or cash them at. So I can't speak for the other banks. But realistically speaking, as long as you have an account at the bank where you're trying to process these checks, I don't see where there would be a problem, as long as you have enough money in your account to cover the check.
As everyone knows, the convenience of e-checks is enormous. You save days (or longer in some cases) of waiting for the snail mail check and negate the risk of USPS losing it in the mail. |