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Leon_CO
Posted by Carolyn Bodley of CO on 5/13/06 3:29pm Msg #119695
I havenít posted for quite some time. However, I must move my hands out from under my rear where they have been in order for me to keep my fingers off the keyboard, because my blood pressure is sky high, and my tongue is getting shorter and shorter from biting it harder and harder after reading your some of posts.

I applaud you on the research you have done on loan documents. I only wish you would take the same amount of time to research the financial end of your business. You talk about *fair* -- fair for everyone but you. You havenít been doing this for an entire year to be faced with the reality come income tax time. What you charge as fair is not free and clear pocket change. Go back and read the boo-hooing and sticker shock of first full year signersí income tax posts.

We just paid our house off 12 years ahead of schedule. Does that mean that I donít need as much money, so therefore, I should lower my signing rates? I not only donít think so, I know so Ė itís not going to happen. Iíve been self-employed since 1992. I know down to the penny what it costs me to operate a business, and I know the profit margin I need for retirement, vacations, cost-of-living, and just plain splurging. It was with my business planning and profit that my business put our son through college without loans of any kind and has enabled us to be free and clear of house payments.

Colorado has the highest automobile insurance rates in the nation. Self-employment didnít lower my rates, but instead increased them because I am driving more. Gasoline, tires, vehicle maintenance costs have all increased. The cows and chickens arenít benefiting from the sky rocketing price of milk and eggs at the grocery store Ė but if I want to drink milk and eat eggs, I must pay the higher price. Utility bills last winter went from all time previous highs of $100 per month to well over $200 per month. With the value of houses rising, property taxes rise accordingly. You can bet your @ss that my once monthly house payment is NOT going to be used to pay these necessities.

You may be busy and you may be making money, but Iíll be around after your burnout. Iíd much rather work smarter than your own way of working harder Ė with me doing 2-3 signings to your 4, 5, 6 or more signings just so you can say you charge fairly.
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Messages in this Thread
 Leon_CO - Carolyn Bodley on 5/13/06 3:29pm
 Re: Leon_CO - SarahBeth_CA on 5/13/06 5:02pm
 I wish that I were getting 4, 5, 6 signings a day :) - Leon_CO on 5/13/06 5:41pm
 Re: I wish that I were getting 4, 5, 6 signings a day :) - SarahBeth_CA on 5/13/06 6:54pm
 Re: Carolyn and SarahBeth - Teddog_CO on 5/13/06 11:04pm
 Re: Leon_CO -  PAW on 5/13/06 6:49pm
 I don't understand this attitude... - SueW/Tn on 5/13/06 7:20pm
 Just a thought - Drakester_IA on 5/13/06 8:19pm
 Re: Just - DRAKESTER - that's JUST IT - YOU HIT THE NAIL -  BrendaTx on 5/13/06 8:41pm
 absolutely right Brenda....But how do you fix it without ... - Drakester_IA on 5/13/06 9:15pm
 Re: Ok my 2 cents from an experienced whore -  LkArrowhd/CA on 5/13/06 9:46pm
 Re: Ok my 2 cents from an experienced whore - Drakester_IA on 5/13/06 10:03pm
 And again I'm going to ask... - SueW/Tn on 5/13/06 10:15pm
 Re: And again I'm going to ask... -  lulu on 5/14/06 7:10pm
 Re: Ok my 2 cents from an experienced whore -  LkArrowhd/CA on 5/13/06 10:28pm
 AMEN....laughter is the best medicine..... n/m - GenB_CA on 5/13/06 10:38pm
 Re: Ok my 2 cents from an experienced whore -  BrendaTx on 5/13/06 10:55pm
 Re: Ok my 2 cents - and by out there I meant funny! -  BrendaTx on 5/13/06 11:12pm
 Re: Ok my 2 cents - and by out there I meant funny! -  LkArrowhd/CA on 5/14/06 10:39am
 Re: Ok my 2 cents - and by out there I meant funny! -  LkArrowhd/CA on 5/14/06 10:44am
 Re: Ok my 2 cents - and by out there I meant funny! -  BrendaTx on 5/14/06 4:05pm



 
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