I recently had to have POA's done for my dad and his wife. They are both very elderly, are not easily mobile, they don't do well when there are other people in their home, etc. My dad has all his wits about him, his wife has dementia but at the time we did this, she was just in early stages and was lucid.
Anyway, since I am already aware that some banks have their own POA docs that they require, I checked with both of their banks. One did the other one didn't. The one that did gave me the forms. I spoke with a few notaries in their area and found a wonderful notary who lives about a mile from them. We scheduled an appointment, she came out, did everything by the book, was very nice and very patient with them, etc. We had completed the paperwork a couple of days before she came to notarize it because it takes so much time and patience to go over everything. When I took the documents to the bank, they looked them over- all of the bank employees at the desks have just recently been required to become notaries- any way when they sent the documents to their legal department, the legal department rejected them because they had been completed prior to the date of notarization, which is ok because they were acknowledgements not jurats.
I forgot to mention that I do not live in the same town as my parents. It's about 3 hours away. I had originally taken them to my local branch, so then I took them to their local branch, along with a printout from the NNA and another from the American Society of notaries stating the rule about notarization date vs. signing date. The bank manager there has recently been commissioned for the first time himself. He spoke to the legal dept and when they wouldn't accept the documents, his solution was for him to notarize new bank docs. Since my dad is not mobile and I was only there for the day, the bank manager wemt to my dads house to take care of the problem, which I thought was very good service.
However, before we left the bank, he wanted to take care of the page needing my signature to be notarized and he said to wait a minute he had to get his notary stuff out of his car. Huh? his car that was parked out in the bank parking lot. Then when he did the notarization, he neglected to strike/ circle the particulars (is/are, he/she/they). I don't get it- this bank doesn't accept a document that was executed correctly and done completely by the book, but instead ... |
