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Re: OT, but somewhat related question for general knowledge
Posted by MikeC/TX of TX on 5/16/19 6:16pm Msg #606480
Depending on the document, I've read that you should keep some for 5 to 7 years. For instance, I keep my tax returns and supporting documentation for 7 years - unless they suspect fraud, the IRS will never go further back than that. Realistically, I could probably cut it to 3 years, because that's more likely how far back they would go in a general audit if there are questions.

Expired insurance policies are pretty much useless because they're... well... expired. If you want to prove you HAD insurance at the time in question, I suspect the cover page showing the dates coverage began and ended would be enough. I can't imagine that any insurance company would pay out a claim years after the policy expired, but I'm not an insurance agent and that's just an educated guess.

Then we come to the situation the OP is dealing with - the legally required retention of what are in effect official records. TX law is clear about what goes in your journal, how long you have to retain your journals (forever), and what happens to them after you lose or resign your commission.

TX is one of those states that have minimal qualifications for being a notary public. There's no training and no need to show that you understand notary law before you get a commission. It's possibe that the OP simply wasn't aware of the record retention requirements at the time, because you wouldn't know it unless you read the little handbook that came with your commission letter. It's unfortunate that she's going through this - who expects to be subpoeaned for records 9 years after the fact?
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Messages in this Thread
 Journal Subpoena - famena on 5/15/19 4:17pm
 Re: Journal Subpoena - Lee/AR on 5/15/19 4:47pm
 Re: Journal Subpoena - Michelle/AL on 5/15/19 10:18pm
 I think you need to find out if a journal was required - Linda_H/FL on 5/16/19 6:54am
 Re: I think you need to find out if a journal was required - Yoli/CA on 5/16/19 7:56am
 Re: I think you need to find out if a journal was required - MikeC/TX on 5/16/19 5:25pm
 Re: I think you need to find out if a journal was required - BrendaTx on 5/24/19 1:51pm
 OT, but somewhat related question for general knowledge - Lee/AR on 5/16/19 7:45am
 Great Question For The Shoemakers Regarding E&O Policies . . -  PegiT_MN on 5/16/19 9:14am
 Re: Great Question For The Shoemakers Regarding E&O Policies . . -  JanetK_CA on 5/16/19 12:42pm
 Re: OT, but somewhat related question for general knowledge - MikeC/TX on 5/16/19 6:16pm
 Re: OT, but somewhat related question for general knowledge -  JanetK_CA on 5/17/19 12:59am
 Re: Journal Subpoena - Art_FL on 5/16/19 9:29am
 Faema, no reason to panic ... - BobbiCT on 5/17/19 6:36am
 Re: Great Point BobbtCT n/m -  OR on 5/17/19 2:23pm
 Re: Journal Subpoena Continued.. - famena on 5/22/19 9:03pm
 Re: Journal Subpoena - BrendaTx on 5/24/19 1:43pm



 
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