Michigan Notary - Bonds and Insurance | Notary Rotary
We have made it very easy to order high quality, professional notary supplies meeting Michigan state requirements. To get started, simply complete the following order form and click Next. In a few easy, time-saving steps, your order will be complete. Most orders ship within 1 business day.
Notary Info and Product Selection - Notary 1
If ordering a stamp or seal, please make sure the Official Name, Commission Expiration date and County you provide above are exactly the same as the name, expiration date and county on your notary commission.
Notary Supply Packages
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$10,000 MI Notary Bond and $10k Insurance Voucher
Product Number: 105010
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Become a Michigan Notary
COMBO - SAVE $14
Includes $10k MI notary bond and oath form, Michigan notary application, and a voucher redeemable for a $10,000 E&O insurance policy
This combo package contains items essential to becoming a notary public in the state of Michigan: a Michigan $10,000 surety bond and oath form, and the Michigan notary application. Also included is a voucher redeemable for a $10,000 E&O policy. The bond protects the public from your actions (negligence, etc.), while the E&O policy, once issued, helps protect you from financial harm arising out of notarial errors and omissions.
Once you have received your notary commission, you must follow the instructions on the voucher to redeem it for your insurance policy. This will allow us to issue your policy with the correct coverage dates.
You WILL NOT have insurance coverage until you redeem your voucher!
$10,000 Michigan Notary Bond and Application
Product Number: 104958
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$10,000 Notary Bond
Required by the state of Michigan.
A notary surety bond protects the public from mistakes you make while performing your notarial duties during the term of your commission that result in damage to the public.
If you would like coverage that protects you from the financial damage that could result from making a notarial mistake, you should consider a Notary Errors & Omissions policy. Subject to policy limits and provisions, an E&O policy will protect you, the notary, from financial harm.
Choose a Coverage Level and Policy Term
My Commission Term or 6 Years
To purchase Michigan notary public insurance, locate the coverage amount you would like to purchase in the table above (each row represents a different liability limit), along with the number of years of coverage (the columns). Click the circle beside the premium that is displayed and then select a Quantity of 1 in the box below. Michigan license number 41394.
The premiums in the gold boxes are for policies with terms shorter than your notary commission.
The premiums in the blue boxes are for policies with terms that match your notary commission. If you are at the beginning of your notary commission, we recommend purchasing a full-term policy so that you will never be without coverage during your commission.
CNA Surety Signing Agent Errors and Omissions (E&O) Insurance is specifically designed for notaries who assist with loan signings. This policy is currently available in the following states only: AL, AK, AZ, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV and WI.
The policy is a claims-made policy, meaning both the basis of the claim and the filing of the claim must occur while the policy is in force. Coverage for prior acts is not available. The
Per Claim Limit
is the maximum amount the policy will pay on any one claim. The
is the maximum amount the policy will pay on all claims combined.
Choose from one of the following coverage levels:
All policies are for a term of 1-year and Notary Rotary Membership is required.
Our Signing Agent Errors & Omissions Insurance Policy is designed to fill the gaps left with traditional Notary Errors & Omissions Insurance, which only provides coverage for the actual notarizations in a loan package. The new policy, which includes defense costs, provides coverage for actions such as:
Innocent errors or omissions related to Signing Agent Notarial acts
Incorrectly dating the Right of Rescission
Missed initials or non-notarized signatures
Improper corrections made to documents
Failure to complete the signing on time
Late return of date-sensitive documents
Innocent mistakes happen, no matter how careful you are. Consider a few cases where traditional notary errors and omissions insurance would not apply:
A notary signing agent completed a loan closing and was responsible for returning the documents via expedited mail. However, the notary accidentally threw away the wrong envelope and the documents were never sent.
A signing agent completed a closing, put the documents in the mail, and completed all required assignments. However, the title company never received the documents and accused the signing agent of never sending them and delaying the closing.
A mortgage lender sued a signing agent for failing to provide customers with copies of documents, which resulted in a change in rescission date.
Varies - see below
Select a Version:
$75,000/$150,000 w/$500 Deductible - $275
$75,000/$150,000 w/$1,000 Deductible - $220
$125,000/$250,000 w/$500 Deductible - $458
$125,000/$250,000 w/$1,000 Deductible - $366
Notary Errors and Omissions Insurance Policy covering the term of your current commission. This A-rated policy is written with Western Surety Company (CNA Surety) and is best purchased at the beginning of your commission term. Please select your coverage amount. If you are mid-term, please call us in order to pro-rate the premium.
This Notary Errors and Omissions Insurance Policy offers vital protection from lawsuits for your current commission term.
Why would I want this policy?
The Michigan Notary Public Errors and Omissions Policy is a form of liability insurance that protects you, acting as a duly commissioned and sworn Michigan Notary Public, during the policy period and subject to the policy limits, from claims or suits that are the result of your negligent acts, errors or omissions. Unlike a notary bond, which only protects the public, this policy will pay for investigation, defense and settlement of committed or alleged acts by the insured subject to the policy's liability limit. Once that limit has been paid by the insurer, the policy stops providing coverage and you are personally responsible for any additional legal fees or damages.
What if I cancel or want to upgrade?
Most policies we carry have been filed with state insurance departments as having "fully-earned" premiums.
This means that the premium is non-refundable
. However, if a higher coverage amount is available during the term of your policy and you would like to upgrade to it, you may do so. Just give us a call so that we may calculate the pro-rated upgrade cost for you.
This is NOT the Michigan notary bond you need to obtain your commission
A notary bond in the amount of $10,000.00 is required in Michigan to become a Michigan notary public. The bond must be purchased separately. Because the bond only protects the public and because any money paid by the surety on your behalf can be recovered from you, we
you purchase notary E&O coverage in an amount
equal to the bond amount of $10,000.00. We also recommend purchasing coverage for the entire term of your commission so that you don't forget to renew, which could leave you unprotected should a mistake be made. Michigan notaries public are commissioned for a term of 6 years.
Michigan license number 41394
Varies - see below
Select a Version:
$10k - $45
$15k - $97.50
$25k - $120
$50k - $240
$100k - $480
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