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 A borrower with a plea for help
Posted by Kristina Miller on 4/3/06 9:18am

Hello Notary Rotary!

I am a notary and have been so for about 14 years in West Virginia. I wanted to get some information regarding loan closings. After utilizing the search feature, I found out that WV is an attorney state. I will be re-financing my home and –hopefully- the closing will take place by the end of this month. I feel I should not have to pay $1245.00 for an attorney and would like to have a Notary Signing Agent complete my loan. Now, do not get me wrong, I am not trying to be a cheapo; I am trying to save my family some money by doing my homework. I have a sister that lives in Alabama. She did a refinance last year and her breakdown statement shows: Notary - $195.00. That is a significant difference.

I would like to read this law. I would like to see where it is written in black and white stating West Virginia is an attorney state. I have searched the following web sites and do not know what category this law would be under.

http://www.wvsos.com/notary/WVC29C.htm

http://www.wvsos.com/csr/

http://www.legis.state.wv.us/WVCODE/masterfrm3Banner.cfm

I placed several calls to the WV SOS inquiring about this. They could offer me no information. I could not believe WVSOS referred me to the NNA! I am not a member of the NNA, nor do I intend to be, so I am asking help from fellow Notary Rotary members.

I would appreciate any help you can give.

Thank You,

Kristina Miller
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