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Just PoliticsLeisure
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 Borrowers not having copies of ID.....!
Posted by Robert/VA on 8/29/08 9:46pm

I am increasingly frustrated by the lack of borrowers NOT having a copy of their ID at closing. I always confirm my signing assignments ASAP, and try to tak "live" to the borrowers, to remind them that they must have a copy of ID. When I arrive for most signings, MOST either do not remember me asking them, or they say "I thought you just meant that I have to have my driver's license to show you!!" (GRRRRRRR....!!!). Today, I had a signing in which I was told that I would receive only 1/2 my fee if the borrower did not have a copy. Maybe I should have "walked" when the borrower couldn't provide this? Just wish that lenders/loan officers would really emphasize that the borrower MUST have a COPY for the notary. Has anyone here "walked".... when not having ID copies?
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