   | Welcome to the Notary Talk General Discussion Forum. Before posting, please read the  |
| You are replying to this message: | | |
Posted by Stoli on 12/4/10 10:41am
Good morning, Camellia.
Your post addresses a very controversial issue, and you will, no doubt, receive several responses from out-of-state notaries with various suggested solutions that don't apply to California but are good information just the same.
Here's a little pep talk: you are the notary---no one else. You took the test. You know what you know. Believe your gut. It doesn't matter what ANYONE tells you--it's your commission and E&O on the line, and no one will share the penalty with you---move with caution and trust your training.
James happens to agree with you on the credible witness issue and has posted the same cite--that it would be impossible for the signer to obtain identification. Credible witnesses are not used for convenience, but as a last resort for the reasons you previously presented. The reason she can't get ID in that name is because IT ISN'T HER NAME!
Personally? Bob and Robert are one and the same person, but I won't notarize a nick name. Bill and William? My name is Katrina, but my nick name is Tina. Where would you draw the line?
I believe it is the responsibility of the loan officer to verify the identification of the borrower(s). IMHO. |
|
