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Posted by  Yoli/CA on 11/13/24 10:57am
I had a signing yesterday for an investment property located in Florida. Two witnesses were provided by borrower. We signed at 12pm. I checked my work; all good. I scanned from the table and sent the scans to TC. Went directly from signing location to drop off UPS package.
I get home and get an email from TC saying I had to use the included Acknowledgments. I emailed her back explaining I had used all California-compliant notarial certificates. She then calls me and tells me I have to use the Florida-compliant certs that include verbiage about appearing in person and noting what kind of ID was used. Nope. I let her know that Florida-compliant verbiage/certs are required for Florida notaries HOWEVER, California notaries must abide by California notary law AND because of reciprocity between the states, there should be no issue in Florida if a California notary uses California-compliant notarial certs. Further inform her I've been doing this since 2006, using California-compliant certs for Florida properties (and other states) without issue. She then said she'd run it by some of her co-workers and the lender to see if lender would accept as is. Asked her to please let me know either way.
A few minutes later: "Yes. I checked with some of the other closers and they say they have not had a problem. The Lender approved funding so we're good to so. I apologize I panicked for a moment. I appreciate you being so thorough. Have a wonderful night."
What do you think an insecure newbie would've done in this situation?
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