Join  |  Login  |   Cart    

Notary Rotary
Just PoliticsLeisure
Welcome to the Notary Talk General Discussion Forum. Before posting, please read the

You are replying to this message:
Posted by Carolyn Bodley on 5/13/06 3:29pm

I havenít posted for quite some time. However, I must move my hands out from under my rear where they have been in order for me to keep my fingers off the keyboard, because my blood pressure is sky high, and my tongue is getting shorter and shorter from biting it harder and harder after reading your some of posts.

I applaud you on the research you have done on loan documents. I only wish you would take the same amount of time to research the financial end of your business. You talk about *fair* -- fair for everyone but you. You havenít been doing this for an entire year to be faced with the reality come income tax time. What you charge as fair is not free and clear pocket change. Go back and read the boo-hooing and sticker shock of first full year signersí income tax posts.

We just paid our house off 12 years ahead of schedule. Does that mean that I donít need as much money, so therefore, I should lower my signing rates? I not only donít think so, I know so Ė itís not going to happen. Iíve been self-employed since 1992. I know down to the penny what it costs me to operate a business, and I know the profit margin I need for retirement, vacations, cost-of-living, and just plain splurging. It was with my business planning and profit that my business put our son through college without loans of any kind and has enabled us to be free and clear of house payments.

Colorado has the highest automobile insurance rates in the nation. Self-employment didnít lower my rates, but instead increased them because I am driving more. Gasoline, tires, vehicle maintenance costs have all increased. The cows and chickens arenít benefiting from the sky rocketing price of milk and eggs at the grocery store Ė but if I want to drink milk and eat eggs, I must pay the higher price. Utility bills last winter went from all time previous highs of $100 per month to well over $200 per month. With the value of houses rising, property taxes rise accordingly. You can bet your @ss that my once monthly house payment is NOT going to be used to pay these necessities.

You may be busy and you may be making money, but Iíll be around after your burnout. Iíd much rather work smarter than your own way of working harder Ė with me doing 2-3 signings to your 4, 5, 6 or more signings just so you can say you charge fairly.
Important Notice

At this time, you must be signed-in to Post a Message to the Notary Talk Discussion Forum.

In order to sign-in, you must have a Notary Rotary™ membership. Basic Membership is free. Basic Members should update their profiles at least every 6 months to prevent them from being deleted.

If you do not already have a membership, click the Join link above. After creating your profile, you should log in and update it from the My Profile page. If you do not want your information displayed to others (e.g. advertised under Find a Notary), you can hide it by checking the "Hide profile from searches" box.

If you already have a profile, click the Login link above to sign-on. If you have forgotten your password, follow the directions on the login page.

Find a Notary   Notary Supplies   Terms   Privacy Statement   Help/FAQ   About   Contact Us   Archive  
Notary Rotary™ is a trademark of Notary Rotary. Copyright © 2002-2020, Notary Rotary, Inc.  All rights reserved.
500 New York Ave, Des Moines, IA 50313.