Yes, you tell them the fee needs to be adjusted for the 2nd mortgage loan docs. And you do that prior to the signing and have them send an updated confirmation of fee. If you cannot get the SS prior to the signing, call them prior to returning the package and request the updated fee confirmation. If they only want to pay the fee for one set of loan docs ask which set they want you to send in.
Many times I have found that the SS wasn't told of the piggyback and they are glad to adjust the fee because they in turn readjust theit fee to the TC.
Rick |
