**As I go through the loan package with the Borrower(s), whenever there is a large-size gap, I have the Borrower(s) draw a single diagonal line throught the gap and initial. This is a common law firm practice so nothing can be inserted into the gap later without the signing party(ies) knowledge. **
Some borrowers ask me if they can do this. I say "No. You are each to draw a stick figure with representing yourself or nothing."
On a side note...anyone want to place wages on whether or not this thread will develop into a UPL thread?
Let's hope not. It's important for posterity to realize that notaries cannot practice law, but, a solution like this never occurred to me in all the signings where bwrs expressed concerns over the blank space. Finally, a bwr asked to do it, I said SURE. I wished I had known about this solution of Carolyn's early on. I probably will not do it in my own practices until another situation comes up where the bwr expresses concern...but it's a good way to relieve their minds when they ask.
ps...I lied about the stick figures. I tell them to draw a picture of my dog and show them my cell phone with her picture on it. |
