You may be going about this all wrong. First, if I were you, I'd want to be hearing from the established folks, not the ones who haven't yet figured out how to get there.  Second, if you're trying to grow your business by being reactive, i.e. waiting for a ping you can respond to to get assignments, you will likely never get established. So if you want to grow your business, it requires being proactive about it. It's a topic that's been discussed here frequently, so I recommend you start with Msg #630000 and follow every thread from there. Lots of info is available for the finding on this topic
I can only speak generically about your other issue. It's very possible that business IS declining in your area (and others), because the drop in interest rates seems to have turned the corner. When rates start going up, there will be little incentive for all those who have already locked in low rates to consider refinancing. But there will always be some work out there, especially for purchases and sellers. It's going to take lots more effort to be one of those who survives through the next slowdown, whenever that hits. This is a cyclical business, so it's only a matter of time before that will be an issue again.
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