As we all know .... with this idea of not being in front of a signer there is room (stadium size) for fraud. At what point the will the lenders see the threat to their bottom line. There is already an increase in mortgage fraud at differing levels... economics fuels this.... just like shoplifting. There is a place for the RON model in the document world... Not to sure our financial arena is it. As for loan signings, borrowers resistance due to security of their information will be the tell. |