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Yep, I remember those years!
Posted by  JanetK_CA of CA on 9/20/22 7:17pm Msg #642390
I guess the lesson from back then is that there will still be some volume of loans being transacted to varying degrees in different places. Lenders aren't just going to shrug their shoulders and give up. I'm already hearing radio ads from various lenders with programs directed to different markets or with different approaches. We've seen how creative they can get! Wink One example is the 40-yr loans I heard about yesterday, highlighting 'lower monthly fees'. There will always be those relocating because of jobs, etc., etc., etc.

I think what's different now, though, is the push to get loans closed online through whatever mechanism(s) are available or in development and on the horizon. I think that means that anyone who wants to stay in this field (and be profitable at it) is going to need to work smarter and smarter.

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Messages in this Thread
 Interest rates and points -  LynnNC on 9/20/22 2:01pm
 This isn't good news, but these rates are still not that bad -  MW/VA on 9/20/22 2:37pm
 Not that bad historically, -  LynnNC on 9/20/22 3:10pm
 It's put me out of biz! ;-( n/m -  MW/VA on 9/20/22 4:36pm
 26 yrs. in R.E. rates never lower than 8 n/m - Lee/AR on 9/20/22 3:41pm
 Re: 26 yrs. in R.E. rates never lower than 8 - Clem/CA on 9/20/22 6:23pm
 Elaborating...rates are still historically low - Lee/AR on 9/21/22 8:36am
 Re: Elaborating...rates are still historically low - PaigeTurner on 9/21/22 9:57am
 Re: Elaborating...rates are still historically "low" - NVLSlady/MD on 9/21/22 11:31am
 Re: Elaborating...rates are still historically "low" - PaigeTurner on 9/22/22 8:40am
 Yep, I remember those years! -  JanetK_CA on 9/20/22 7:17pm
 Agree w/Lee & Janet. -  Yoli/CA on 9/21/22 11:29am
 Re: Agree w/Lee & Janet. -  Cheryl Elliott on 9/21/22 12:24pm



 
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