I disagree, totally, with both Joan and Paul, and cannot be strong enough in saying so.
***I may be a notary public, but I represent the title company and lender when I am at the table as a signing agent. They hired me and I think they would want me to tell them if tyhe property suffered severe damage.***
No, actually you do not represent the title company or lender. I'll agree one of the two hired you, but you have a function at the table. If you met it, then that ends your responsibility.
Did the lender not hire an appraiser? I submit that is where the responsibility lies, not in the notary signing agent. I see it all the time here on this forum, notaries extending their responsibility waayyyyyyyy beyond what is required, or requested of them.
Notaries are not responsible for the Lenders decision in extending a loan, period.
This is a debate about something that a notary has no control over and I shudder to think that someone new reads these words and believe's their part in the transaction extends beyond presenting the docs, with some explanation, and notarizing them. |
