So many little bits of data flow - change ONE thing, and it can affect all sorts of things. Change the date, now you have a totally new maturity date/settlement date & effective date - new interest adjustment, new TIL. Escrows might change, that changes a couple other docs. If any of those other loans were actually cancelled - could be a new loan number, and that's usually on ALL lender docs. Not to mention that while you might 'know' of ONE change, that doesn't guarantee that the lender didn't change something else YOU don't know about.
If you ever THINK you know absolutely that it's "... just this change, not that ...", cover yourself ALWAYS and ASK for a written directive. |
