... you said you LIKE the docs going to the borrowers!
(sigh) Most of the time the docs going to the borrowers does not cause any problem other than the notary not having had a chance to glance through them to be certain all is as it should be (and the notary knowing what to expect). There have been times, however, that the borrowers have made "corrections", mixed their copies with the lender's copies, "lost" one or more pages, and generally created havoc. Then there's the "I showed this to my {cousin, neighbor, bank teller} and ...".
Yes, docs going to the borrower gives the lender (and signing service!) more flexibility. Whether it is ultimately the best for the borrower and notary, however, is open to debate.
As to the question of the borrowers getting copies, yes, they should get copies of all the docs. Period. Just my opinion, of course! |
