Thru each credit reporting agency. No one will be able to open accounts in your name or gain access to your info. If for some reason you are purchasing a large item, a house, vehicle, applying for new credit card, etc., your credit reports can be opened for a day and then closed again. I think it’s $10 to lock your credit, but if you have cause or suspicion, such as this, they may not charge you. We’ve had ours locked for 5 ?? years since the credit bureau breach. It really is good peace of mind. |