I have never gone line by line. I ask the borrower to review the document and if they have any questions, I'm happy to answer what I can in terms of what something may mean. But I'm not the Loan officer and trying to explain "WHY" these fees are what they are is beyond my pay grade.
That's like asking us to go thru the Note or DOT and explain every paragraph. Start with a $500 fee and then we'll talk. |