My only comments: Hopefully, the borrower who has presented adequate ID to state who he or she is does not have to bear the expense of the preparation of a quitclaim deed.
Quitclaim deeds are usually not worth much in Texas for this purpose; special warranty deeds or warranty deeds are favored.
Like I said, lenders call the shots on vesting in my experience. They come up with some doozies that no borrower / purchaser / seller should be required to acquire perfectly matching ID for. Notaries, in my humble opinion, must use some logic to make conclusions about whether or not they have a fraud, or a genuine signer. It's not that hard for me to make those conclusions.
Also, lenders have seen the ID before they spit out the docs...so have title companies...in my experience.
Thank you again. |
| Messages in this Thread |
|  Title co process improvement suggestion - Ronnie_WA on 10/19/12 3:22pm |
|  Re: Title co process improvement suggestion - signhere/ca on 10/19/12 3:47pm |
|  Re: Title co process improvement suggestion - Ronnie_WA on 10/19/12 4:01pm |
| Re: Title co process improvement suggestion - Pro Mobile Notary on 10/19/12 4:12pm |
| Re: Title co process improvement suggestion - Ronnie_WA on 10/19/12 4:22pm |
|  Re: Title co process improvement suggestion - Pro Mobile Notary on 10/19/12 5:15pm |
|  Re: Title co process improvement suggestion -  BrendaTx on 10/19/12 5:19pm |
|  Correction - BrendaTx on 10/19/12 5:20pm |
| This is rude, unnecessary and damned offensive - HisHughness on 10/19/12 5:26pm |
| Re: This is rude, unnecessary and damned offensive - janCA on 10/19/12 5:35pm |
|  That's Howard, alright. n/m - BrendaTx on 10/19/12 5:48pm |
| Usually I find Howard's contributions helpful. This was not. n/m - HisHughness on 10/19/12 8:57pm |
| Re: This is rude, unnecessary and damned offensive - Ronnie_WA on 10/19/12 5:52pm |
| My perspective is that you are a jerk PMN. - JS_MD on 10/19/12 9:28pm |
| PMN offered $70 4 an edoc refi 70 miles away last month.lol - JS_MD on 10/19/12 9:42pm |
| Re: Title co process improvement suggestion - jba/fl on 10/19/12 10:18pm |
| Ronnie_WA - BrendaTx on 10/19/12 4:24pm |
| Re: Ronnie_WA - Ronnie_WA on 10/19/12 4:27pm |
| Re: Ronnie_WA - BrendaTx on 10/19/12 5:00pm |
| Re: Ronnie_WA - Shoshana/AZ on 10/19/12 5:07pm |
| Re: Ronnie_WA - BrendaTx on 10/19/12 5:11pm |
| Re: Ronnie_WA - Ronnie_WA on 10/19/12 5:55pm |
|  Re: Ronnie_WA - BrendaTx on 10/19/12 6:04pm |
|  buyer tells seller via sales agreement how they want vesting n/m - sigtogo/OR on 10/19/12 7:34pm |
| sorry Brenda, must disagee- buyer/borrower decides vesting - sigtogo/OR on 10/19/12 7:47pm |
| Re: sorry Brenda, must disagee- buyer/borrower decides vesting - Ronnie_WA on 10/19/12 7:54pm |
| I have to ask you, why are you surprised? - BrendaTx on 10/19/12 11:41pm |
| Seems as though I hit a nerve-not my intention - sigtogo/OR on 10/20/12 12:56am |
|  No, you said that you "would be surprised" - BrendaTx on 10/20/12 11:50am |
|  When I did purchase closings in CT with mortgages - Linda_H/FL on 10/20/12 12:17pm |
|  Re: When I did purchase closings in CT with mortgages - BrendaTx on 10/21/12 8:54pm |
| Re: Ronnie_WA - Ronnie_WA on 10/19/12 5:08pm |
 | Thank you, Ronnie. I appreciate your patience. - BrendaTx on 10/19/12 5:33pm |
| Re: Thank you, Ronnie. I appreciate your patience. - Ronnie_WA on 10/19/12 5:47pm |
| PS - I have many years experience in legal/title/mortgage - BrendaTx on 10/19/12 5:08pm |
| Re: PS - I have many years experience in legal/title/mortgage - Ronnie_WA on 10/19/12 5:10pm |
| Re: PS - I have many years experience in legal/title/mortgage - BrendaTx on 10/19/12 5:16pm |
| Re: PS - I have many years experience in legal/title/mortgage - Ronnie_WA on 10/19/12 5:20pm |
| Is that a lender law, title/insurance law, or notary law? - BrendaTx on 10/19/12 5:22pm |
| Re: Is that a lender law, title/insurance law, or notary law? - Ronnie_WA on 10/19/12 5:30pm |
| Re: PS - I have many years experience in legal/title/mortgage - Ronnie_WA on 10/19/12 5:24pm |
| Her problem is that you claimed a statutory requirement. - HisHughness on 10/19/12 5:32pm |
| Re: Her problem is that you claimed a statutory requirement. - Ronnie_WA on 10/19/12 5:41pm |
| Re: Her problem is that you claimed a statutory requirement. - BrendaTx on 10/19/12 5:47pm |
| Re: Her problem is that you claimed a statutory requirement. - BrendaTx on 10/19/12 5:43pm |
| Re: Her problem is that you claimed a statutory requirement. - JanetK_CA on 10/19/12 6:08pm |
| A first for me last night... - JanetK_CA on 10/20/12 4:11pm |
| My take on some of this! - sigtogo/OR on 10/19/12 7:31pm |
| strange punctuation--cut and past from word :) n/m - sigtogo/OR on 10/19/12 7:57pm |
