No more discounts in CA for reduced title policy if you've done it once, twice or three times before. One flat fee. Some title companies charge more, other's less, but must be advertised and is not charged on a sliding scale. Based on loan value.
However, I'm seeing a lot of huge credits given by LO to incentize borrowers to refi with them over and over...they get paid the same from whomever they sell the loan to. |