I agree. Consider that once you take a photo of their ID, you have a digitized version of it in your posession, which can lead to many kinds of identity theft if gotten into the wrong hands. And what if that person somehow later becomes a victim of ID theft and they remember that you took a digital photo of their ID? That may be far-fetched, but it IS one of the fastest growing crimes in this country.
I'm going to try to see if I can get an opinion on that from an attorney I know. Personally, if my client asks for it, I will request photocopies from borrowers, but I prefer it when there are CIV forms provided in the packages. |
