I have access to my boss' conference room for in-house signings.
However, not all signings are nearby, and borrowers are not willing to travel to sign their docs, they want convenience.
In those instances where the borrower does not want me at their home, I have no problem with fast food restaurants, sandwich/pizza shops, libraries, etc. And my rules are no food or drink at the table.
This is not something that happens often at all. Most people love that we come to them.
One couple that did not want me to come to their house, requested that we meet at the local pizza joint. Said that they were leaving their kids at home with a babysitter and that it would be much more quiet at the pizza place.
Signing went fine, no problems.
Next day, TC calls and states that I should have been sent additional papers for that package. I called the borrowers and told them that because there were only three or four pages that needed their signature, it wouldn't take long. But, because I already had a full schedule, I would have to fit them in and couldn't give them a definite time for the appointment.
They weren't real happy about it, but said okay, you can come to the house. Well, after seeing their house, I knew why they didn't want me there. It was the absolute piggiest house I've been in ever! They could barely get the door open for all the stuff on the floor.
I twisted my ankle trying to walk through the dirty clothes, garbage, dirty plates, empty cans, torn books and magazines, etc, that littered the entire floor from front door to the living room. I was sinking into all kinds of stuff up to my knees.
I saw cats and dogs and wondered if the smell was also from feces and not just the garbage, and then wondered if any feces was rubbing on my bare legs, under my skirt. I was trying hard not to gag.
I lost my loafer while traveling the length of the room. It was like walking in mud -- it sucked my shoe right off. It took me quite a few minutes to find my shoe. I'll tell you what, it if had been a shoe that I didn't like, or was real old, I would've said the hell with it and left it there. Digging through their garbage strew floor was beyond disgusting.
The furniture was covered in dirty items as well. I used my briefcase as a "plow" to clear a space on the sofa. After only spending about twenty to thirty minutes in there, I reeked.
I was so glad that I made them my very last appointment of the day. I had to drive home with all the windows down because I couldn't stand the stench coming off of me. If it wasn't for the fact that it was almost midnight when I go to their home, I would've made them meet me at a fast food joint. Unfortunately, most of the towns roll up the sidewalks at 5, 9, or 10 pm.
So, just remember, there may be a really good reason why someone doesn't want you at their home. |
