I posted a message on Friday morning in regards to a transaction I did a signing on a couple weeks ago. I received alot of good feedback, some rude and crude, some inquisitive. Here is the basic situation in more detail, according to some replies, they wanted to know more information. I had a loan signing in which both husband and wife were on the loan. The husband had a valid drivers license and there was no issue with him. The wife was a stay at home mom with basically no id. She had some identification card from Mexico, but it was not on the approved list. I used the credible witness approach. The loan application didn't have the wife on the loan, but none of the pages she had to sign said anything about citizenship.
The loan got rejected because she was an illegal alien. I don't know how they found out, but I explained to the signing company that I don't feel I did anything wrong. They said that as soon as she didn't have a valid id I should have stopped the signing or inquired more about her citizenship. I haven't seen anything in the handbook in regards to this situation. I don't think that the signing company will use me again because she was upset with me. I'm don't think I did anything wrong here, and I am hoping that this is a little more clear than my first posting. I also will be a lot more careful going forward, and although some of the replies to my 1st post were very pointed, I know I didn't explain myself well in my posting. I really like the business and I know that each signing I do makes me a little smarter. If anybody, can shed some light, I'd be grateful. And if some of the feedback is rude and crude, at least maybe there will be some good information I can take with me. |
