I agree that illegals have the right to have a signature notarized but I still believe that the Lender has the right to demand stricter forms of identification for the Loan Package. I have seen it specified (the acceptable forms of ID) many times in the closing instructions and have had Lenders refuse to accept CW's even when it was a last resort.
Maybe I read too much or too little into his question but it surprises me that nobody feels that an SA has any greater responsibility in this.
For me, it doesn't have anything to do with the illegal status, it has to do with the need to use CW's. When I have to use them, I always call and get the OK, that way, if there is a problem later... my i's are dotted and my t's are crossed. But, maybe nobody else works for picky lenders... |