I am basing my comments on his legal status comments.
Art said: **The loan got rejected because she was an illegal alien. I don't know how they found out, but I explained to the signing company that I don't feel I did anything wrong. They said that as soon as she didn't have a valid id I should have stopped the signing or inquired more about her citizenship. **
Angelina - The lenders I work for have decided on the loan being approved or rejected before I get there. If they want a copy of the ID, I get it. If they don't want credible witnesses, then they need to say so to me before I get there because as a Tx Notary, I am going to use a witness (not two, one) if I need to.
It would seem bordering on discriminatory for me to inquire about citizenship.
Lender's requirements may be different than the notary's requirements, of course. Haven't seen him mentioned there was a requirement before the signing.
Now, the reason I say this sounds like an excuse is because they are using "illegal alien" as the excuse. A notary doesn't not need to know that. All the notary needs to know is the issue with the ID will keep them from being paid.
I draw this conclusion because businesses with a "clue" don't speak in terms like that unless they are trying to baffle the notary with BS. The probably probably was they were supposed to put instructions that he MUST collect copies of the ID at closing and they didn't...or that this lender requires two forms of ID, etc. Only a goober company would say the loan did not fund because the notary did not inquire into citizenship status. Big red flag to me that they are BS artists, albeit not very good ones. |
