I do not do or have seen Discover construction home loans in FL.
There are niche funding programs through the state that gives you anywhere from $5,000 to $15,000 down payment assistance that you have to keep the loan for a certain term or you end up paying that back. 0% interest, but you cannot sell or refi the loan. That is about as close as I have come in seeing a prepayment penalty for what I do.
Private lenders are a whole other story. |