I've often told people that one of the challenges of this field is that what one company requires, another prohibits (or vice versa...) That signature line on the old 1003 was the primary issue I always had in mind.  It seems that old wording was interpreted different ways by different lenders - and as you know, those old forms are still used on a few types of loans.
It's kind of a no-win situation. I also defaulted to getting signatures on that line anyway, but if given those types of instructions, I might have done the same as you did. The only thing different I can think of to do, when time permits, is ask for clarification in advance and put the onus on someone else.
I hope you get a response from your signer. I think Yoli's right about giving him incentive. Also, you might try texting, if you haven't already. Your guy doesn't sound like one of those who live by text these days, but you never know. Good luck! |
