I agree that one should make their own decisions... However; just like in psychological research, the more data you have available, the more information and inference you can make. All these boards and such are available, but on many different sites and one must read and spend a horrible amount of time to get an opinion of a company. I want to compile actual statistical data, i.e. the original invoice date, amount due, etc... and conduct statistical analysis such that you can see the mean and standard deviation across all the agencies and then look at each agencies mean and determine if you are willing to accept their record of behavior. I am sorry that you feel that this approach is difficult and reinventive... Maybe it is just me, but I prefer not to have to join 50 boards and pay all the fees involved with each one and then have to spend my free time reading information that may or may not give me a statistically significant basis for an opinion.
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