| GL is separate from E&O and most companies will not just sell you GL but Nationwide sold me the GL for $286 a year. All other companies wanted to sell both and the quotes were $2500-3000. I was not required to have E&O. Now I work for a contractor that provides the insurance. I called around for 2 weeks before I found a company that would just do GL. I asked other inspectors who they used but they were not in Florida. Every state has different rates. I had to explain to all the insurance companies that I was not doing the repair work, I was inspecting the repair work or hat needed to be repaired. I do not climb ladders or crawl under houses, etc. |
