If the lender wants two ID's, then it needs to be specified in the Closing Instructions, which the title company is compelled to read and follow. If the title company wants two ID's, they need to tell us, up-front. If the lender wants two ID's and it is in the instructions to title, then there's no reason they (title) can't tell us. We always have to guess what is needed when it is in black & white in the instructions. But, we don't get to read the instructions 'til just before the scheduled appointment, which is often too late to get to the borrowers.
Yeah, I know, venting to the choir.  |