| E & O has nothing to do with liability. E & O covers errors and omissions you may have caused as a notary strictly. Commercial Liability covers your activities that fall outside of the very narrow coverage provided by E & O. In my opoinion as a licensed California Insurance Broker you need both to be properly covered. You may find it interesting that I buy my notary E & O through Notary Roltary because it is the best and least expensive I can find. Now if you have assets, buying a commercial liability policy may be a good thing for you. Depending on your insurance needs an umbrella policy may also be good to have. If you'd like additional information I recommend contacting your own insurance agent if you have one, if you don't have one I'd be glad to answer any questions you may have offline. |