I completed two of these HELOCs yesterday and know exactly of the forms you are referring to.
I am not going to modifiy the doc in any form, as the borrowers were provided copies of everything they signed.
What you are referring to (and I don't mean any disrespect to you; I've just been in the business too long and am becoming old and crotchety on these matters) is chicken little syndrome.
The likelihood of fraud on the part of Countrywide is slim to none. We are notaries who are giving oaths and checking id for acknowledgements at the time we are with the borrowers, some think we are the preventative police, which we are not.
This is what the borrowers copies are for.
Just what document do you think Countrywide is going to concoct to commit fraud on these borrowers?
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| Messages in this Thread |
| Opinions, Please... - PA Notary on 4/22/05 7:50pm |
|  Re: Opinions, Please... - Nd_WA on 4/22/05 8:29pm |
|  Re: Opinions, Please... - PA Notary on 4/22/05 8:40pm |
|  Re: Opinions, Please... - sue on 4/22/05 8:42pm |
|  Re: Opinions, Please... - Nd_WA on 4/23/05 12:05pm |
|  Re: Opinions, Please... - Sylvia_FL on 4/22/05 8:35pm |
|  Re: Opinions, Please... - PA Notary on 4/22/05 8:42pm |
|  Re: Opinions, Please... - BeccaWI on 4/22/05 8:48pm |
|  Re: Opinions, Please... - Becca - Sylvia_FL on 4/22/05 9:11pm |
|  Re: Opinions, Please... - CarolynCO on 4/22/05 11:07pm |
|  Re: Opinions, Please... - BeccaWI on 4/23/05 7:21am |
|  does the notary page say pg 2 of 2? n/m - Jay on 4/22/05 8:59pm |
|  Re: does the notary page say pg 2 of 2? n/m - Mike/NJ on 4/22/05 9:05pm |
|  Re: Opinions, Please... - Lalas_socal on 4/22/05 9:04pm |
 |  Re: Opinions, Please... - Julie-MI on 4/23/05 7:27am |
|  Re: Opinions, Please... - PA Notary on 4/23/05 9:56am |
|  Re: Opinions, Please... - Julie-Mi on 4/23/05 12:18pm |
|  Re: Opinions, Please... - sue on 4/23/05 4:56pm |
|  Re: Opinions, Please... - BrendaTx on 4/23/05 4:56pm |
|  Shd have said "end of 1st page" n/m - BrendaTx on 4/23/05 5:06pm |