The first clue here was the document title -- the word "Affidavit" in the title of any document should have you reading it to see if it contains the wording that actually makes it an affidavit. I have had clients who put a dozen or more Affidavits in a package and the notary wording on NONE of them was correct; in fact, it said they did not take an oath, despite the wording at the top of the doc saying they were sworn or upon oath or such like. So, adding a "loose" jurat is pretty common. Of course, it should not actually be loose after you fill it out -- you should staple it to the doc.
At least, that is what all the authorities I have consulted have told me.
-- Tim Gatewood, CNSA, NotaryMemphis.com
Member, NNA, NSA Section
Member, The Signing Registry
http://notarymemphis.com
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