" Some want them and some don't"
Exactly!!!
So when there is not a pacific instruction if it is required or not. It is all way's safer to get initials
Some lenders will put a line for initials some don't. If you are doing a signing at a bank or lenders office you can ask, if you are in the field you many times can not clarify. Then just ask your self a simple question. If initials are required even though there is not line for it could this loan not close because initials are missing? Yes, more is always better than less, ask any closer.
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