>>> more is always better than less, ask any closer. <<<
I disagree. In some cases, initialing docs when not required to may not be a problem. However, you just know there's going to be a picky settlement agent or lender processor who won't accept the docs if they are changed in any way, including adding initials when not requested. So, IMPO, more is not **always** better than less.
I've already stated my policy that if there are no directives to initial, it doesn't get initialed. Florida is not a DOT state, but a mortgage state, and I would guess there's a 50/50 split between those mortgages that have spaces for initials and those that don't. |
