I'm really not trying to be argumentative, I just want to know because I have done over 8000 loans and this has never been a problem. If there is some law that requires initials, then there are a lot of loans that I've done that shouldn't have been recorded.
If there is a place for initials and they are left blank, that could be considered an incomplete document due to the "blank" spaces and rejected for recording. If there are no spaces for initials, then the document has no "blank" spaces and shouldn't be rejected for that reason. |