(Hope I've kept track of who's who correctly...) In case anyone is like me and just now getting to this thread (I can't believe I've actually read this far!), I happen to have on my desk at this moment a set of documents that do not request initials and will be rejected by the lender (NOT the Recorder) if ANY stray marks not requested are on any page, including the DOT. Hence, we will not be initialing every page of the DOT.
One thing I've learned in the years I've been doing this is that there are very few absolutes in our business. Correct procedure could depend on the state, the county (or whatever), the lender or the title/escrow company. The only right answer is what your client wants - at least, we hope so! ;>) (Most of us have already learned that sometimes "the client" doesn't know what they really want, either!!) |