I completely understand your sympathy for the notary. In most states besides Louisiana, one only has to pay a fee to become a notary. In Louisiana, the Civil Code applies and we have to have pass a difficult exam to become a notary. The exam includes knowing all about real estate transations. I, too, have had to meet a borrower from Arkansas(right across the state line) because the Arkansas notary had no clue what she was doing.(she even printed the docs with an ink jet printer!)
Hopefully, these signing companies will familiarize themselves with each state's requirements before they start calling notaries out of the sky blue. Some companies don't know that the borrowers sign the mortgage before two witnesses (Louisiana law).
I hope that notary learns from his/her mistakes. I also hope the lender did not tack on extra closing costs to the borrower since the docs had to be re-done to reflect the correct date. |
