I have noticed that Countrywide/Full Spectrum loans no longer require the Signature/Name Statement (not Affidavit) to be notarized. Now, unless the title/escrow company provides you with all kinds of junk Affidavits, then the DOT will be the only doc notarized in their packages.
Remember CA Notaries, just because some lenders have certain docs they want notarized (wording is on the doc), doesn't mean all of them do. If the wording isn't there, and you have not received instructions from lender/title/escrow/hiring company to notarize a doc, then you don't. Conversely, if some wording is there, even if it's wrong or not CA wording, then you must correct the wording, or attach a loose certificate so that the notarization conforms to California Notarial Law. Especially, with the Jurat wording, it must be the new wording. Use a Jurat Stamp or attach a loose certificate.
Terri Lancaster, CA |